Job title: Head of Residential
Date joined: April 2011
Role: Beckie heads up the residential desk, responsible for all regulated mortgage activity within the business including brokering, compliance, training and recruitment. It is Beckie’s duty to ensure targets are met within the residential team, so she is constantly looking for sales opportunities and works closely with marketing to ensure nothing is missed.
Beckie also manages her own client base. Her transactions tend to be for home-buyers and home-movers, however she also has an extensive knowledge of the buy to let market, so also helps landlords on a daily basis.
Beckie understands the mortgages inside out and frequently writes blogs to share her knowledge and findings.
Experience: Beckie understands mortgages inside out and backwards having worked in a variety of roles within the financial services industry including underwriting, paraplanning and business development. Initially, she joined Mortgages for Business in a sales support capacity - a role in which she excelled, she now works as a consultant mortgage broker. In 2007 she studied for and gained the Certificate of Mortgage Advice and Practice. So if you need assistance finding the right finance for your home or next buy to let property, do give Beckie a call.
Job title: Head of Residential
"She is a superstar, very helpful, efficient and nice to do business with" O.H, London
"Having dealt with several mortgage brokers/lenders previously I would just like to say a massive thanks to Mortgages for Business, and especially Beckie Pepperrell, who I have used twice. She is extremely knowledgeable, highly organised and provided exceptional service. The uncomplicated process was conducted via email which is a great option, any questions were answered quickly and on both occasions the mortgage offer was swiftly received. I could not be happier with the service received and would absolutely recommend Beckie, and Mortgages for Business, to everyone." Sam Craig
"Beckie and Charlie, I just wanted to say thank you to both of you for helping me arrange my remortgage. I have now completed and wanted to say how efficient and smooth your service has been! Thanks for everything and I will be sure to use you again in the future if I move!" Charlotte Roch
"Beckie has been invaluable in helping us to expand our BTL portfolio in 2015. Beckie is proactive, quick to come back with answers and efficient from quote through to completion. We have utilised a variety of products through Mortgages for Business, from equity release, to standard BTL, to Commercial. We would not have been able to expand at the rate we have without Beckie and the team, and we look forward to doing the same over the next 12 months." Dale Smith
"Beckie Pepperrell has been an absolute pleasure to deal with for the duration of our limited company applications for three new properties. She has made the whole process feel very straight forward, has responded to queries very quickly and been supportive and clear throughout the process. Many thanks Beckie!" W.B, Northampton
"Many thanks for your help with this and also with the other two concurrent purchases. The mortgage side of things has gone very smoothly thanks to your help and professionalism, which is much appreciated!" R.L, London
"Beckie I would like to thank you for all your help over the last few months. You did a great job and I am very grateful." N.K, Scotland
"Beckie you have been fantastic with all of this. I am really pleased with your service and I will recommend." D.M, Newcastle.
"I'm sure everyone who has tried to get a mortgage has experienced the stress and hassle that normally comes with it however, this is not the case when dealing with Beckie Pepperrell.
Beckie is the most professional advisor I have ever had the pleasure of arranging my mortgage with.
Not only does Beckie understand the market, she appreciates the many frustrations faced by clients and succeeds in making sure the process is seamless with a very quick turn around.
I have no hesitation in referring all friends and family to Beckie for their future mortgage needs! Thank you for a fantastic job!" J.Relf, Essex.
"Beckie Pepperrell was fantastic! By far the smoothest mortgage deal I've ever gone through and I have had a few." A.O-T, Hertfordshire.
"Beckie Pepperrell, we would like to thank you for your massive support to obtain this mortgage. You have been impressive from day one. We will highly recommend you to anyone looking for mortgage advice". K.S, Essex.
"Beckie and her team were fantastic. From the outset Beckie understood and impartially gave advice on mortgage options. All through my mortgage application she and her team gave continual advice, closely monitored the progress of my mortgage application and chased down actions until we completed. I would certainly recommend Beckie and her team and would like to thank all of them for their continual help." A.H, Oxfordshire.
"Before we came to Mortgages for Business, the outlook seemed very bleak for getting the mortgage we needed for our dream property. Beckie Pepperrell turned this around completely and knew exactly which lenders to approach for our specific needs. Without any doubt at all, Beckie is by far the most efficient, professional, knowledgeable and experienced mortgage advisor we have ever come across. We were given peace of mind from our very first telephone conversation and felt totally supported throughout. Beckie is the speediest at communication, which made the whole process a pleasure and as stress-free as mortgages can possibly be! We hope, Beckie, that you don't ever decide to change career, as there is no-one else in the world we'd want to return to for any future mortgage needs. We are so glad we found you and can't thank you enough for all that you did, with a few laughs along the way too. Thanks for everything!" A & M, Berkshire.
"I am very grateful for your hard work arranging this for me. Your incredible skill & professionalism on this matter is highly commendable and I will not hesitate to refer my friends & clients to your services." M, Gravesend.
"Thank you very much for your advice and professionalism throughout the process; you have been extremely reliable and helpful from the start. I hope we will be able to do it again in the not-too-distant future" S.G, Kent.
Not all mortgage lenders accept applications from landlords with four or more mortgaged buy to let properties, irrespective of whether they receive an income from the rents. So what are the options? Beckie Pepperrell explains.
Beckie Pepperrell explains how lenders assess how much a contractor can borrow when applying for a mortgage.
You’ve decided you want to remortgage your property to ensure you don’t miss out on the 125% rent to interest (RTI) calculation but you don’t want to pay any ERCs on your existing buy to let mortgage… Beckie Pepperrell explains how you can get round this if your current initial term is due to expire in the next six months.
These days it’s much harder to get a residential mortgage on interest only terms. You have to jump through more hoops but it is possible, as Beckie explains.