Buy To Let Mortgages

Welcome to the Buy to Let mortgage section of the Mortgages for Business website. We can offer hundreds of Buy to Let mortgages, and this section lists the current best products available within our portfolio. If you cannot find a Buy to Let mortgage to suit your needs please telephone a mortgage consultant on the telephone number in the top right hand corner.

To view the available range within a particular type of Buy to Let mortgage product please click on the relevant product classification heading in the left hand menu bar and for full information on a particular Buy to Let mortgage please click on the relevant box heading below.

Scheme Style	Early Repayment Charge	Loan to Value	Fees
5.39% 2 Year Discounted Rate until 31/08/2010, variable
5.39% variable, Bank of England Base Rate (currently 5%) + 0.39% until 31/08/2010, then reverting to a variable rate of Bank of England Base Rate + 2.24% for the remaining term, to give a current reversion rate of 7.24%.	Nil	70% to Ł350,000	3%	Enquiry Quote
6.49% 3 Year Discount Rate, variable
6.49% variable, Bank of England Base Rate (currently 5%) + 1.49% for 3 years, then reverting to a variable rate of Bank of England Base Rate + 2.44% for the remaining term, to give a current reversion rate of 7.44%.	3% of redeeming balance for the first 3 years	75% to Ł1m	2%	Enquiry Quote
6.59% Lifetime Tracker Rate, variable
Bank of England Base Rate (currently 5%, variable) + 1.59% for the loan term, to give a current reversion rate of 6.59%. Remortgage Only Product - Free legal and valuation service.	6 months interest at the interest charging rate for 3 years	75% to Ł1,000,000	1.5% minimum Ł1500	Enquiry Quote
6.69% 3 Year Discount Rate, variable
6.69% variable, Bank of England Base Rate (currently 5%) + 1.69% for 3 years, then reverting to a variable rate of Bank of England Base Rate + 2.44% for the remaining term, to give a current reversion rate of 7.44%.	3% of redeeming balance for the first 3 years	80% to Ł1m	2%	Enquiry Quote
6.79% 3 Year Fixed Rate until 01/10/2011
3 Year Fixed Rate of 6.79% until 01/10/2011, then reverting to a variable rate of Bank of England Base Rate (currently 5%, variable) + 2.44% for the remaining term, to give a current reversion rate of 7.44%.	3% of redeeming balance to 01/10/2011	80% to Ł1m	2%	Enquiry Quote
6.84% 2 Year Fixed Rate until 31/10/2010
2 Year Fixed Rate of 6.84% until 31/10/2010 then reverting to the lender's standard variable rate of 7% for the remaining term, to give a current reversion rate of 7%. Free valuation for remortgages.	3% of redeeming balance to 01/11/2009 then 2% to 31/10/2010	80% to Ł500,000	2%	Enquiry Quote
6.84% 3 Year Fixed Rate until 31/10/2011
3 Year Fixed Rate of 6.84% until 31/10/2011 then reverting to the lender's standard variable rate (currently 7%) for the remaining term, to give a current reversion rate of 7%. Free valuation for remortgages.	3% of redeeming balance to 31/10/10 then 2% to 31/10/11	80% to Ł500,000	2%	Enquiry Quote
6.99% 3 Year Fixed Rate until 01/10/2011
3 year fixed rate of 6.99% until 01/10/2011, Then reverting to Bank of England Base Rate (currently 5%, variable) + 2.44% to give a current reversion rate of 7.44%.	3% of redeeming balance to 01/10/2011	85% to Ł1m	2%	Enquiry Quote
7.14% Lifetime tracker, Variable
Bank of England Base Rate (currently 5%, variable) + 2.14% for the term of the loan, to give a current reversion rate of 7.14%.	5% of redeeming balance for the first 3 years	85% to Ł500,000 & 80% to Ł1,000,000	2.75%	Enquiry Quote
7.24% 5 Year Fixed Rate until 31/08/2013
5 Year Fixed Rate of 7.24% until 31/08/2013 then reverting to Bank of England Base Rate (currently 5%, variable) + 2.14% for the remaining term, to give a current reversion rate of 7.14%.	5% of the amount being repaid until 31/08/2013	75% to Ł550,000 or 70% to Ł1,000,000	2% minimum Ł599	Enquiry Quote

Mortgages for Business arranges Buy to Let mortgage funding with a comprehensive range of lenders including specialised Buy to Let property lenders, major banks, niche providers and mutual building societies. These Buy to Let lending institutions make leading mortgage products available through us that would not be accessible in the general mortgage market.

We can arrange bespoke Buy to Let funding for all types of property, including niche property types that are more difficult to fund such as:

Block of flats
Houses in Multiple Occupancy
Freehold flats and maisonettes
Flats above commercial properties
Ex Local Housing Authority properties
Studio flats and bedsits
Multi unit properties

We pride ourselves on the services we can provide to property portfolio clients. We can arrange forward buying facilities for clients, giving them a mortgage pool facility to make purchases without the need to go through the full mortgage procedure. We also offer a free Buy to Let property portfolio finance appraisal to ensure portfolios are funded in the most efficient and cost effective manner.

Your dedicated personal Buy to Let administrator will also, in most cases, package your mortgage for the relevant Buy to Let lender. This allows us to maintain control of the mortgage process and gives you the assurance of a smooth end-to-end transaction.

Buy to Let mortgages arranged by us for clients range from £25,001 loans on single purchases to multi-million pound loans across the Buy to Let property portfolio.

Typically, we can arrange funding up to 85% loan to property value and we offer mortgage products with low rent to interest cover criteria that make borrowing stipulations easier to meet for our clients.

Mortgages for Business can arrange finance for Buy to Let properties with all types of tenants, and arranges funding on the following tenant types that have historically restricted Buy to Let funding options for investors:

DSS tenants
Student tenants
Company Lets
Council & Housing Associations tenants
Multi-lets

We believe our ability to deliver rapid Buy to Let funding to clients and to meet tight purchase deadlines is a strong asset. (Auction puchases, for example, are a core strength of our organisation.)

For further information please click here to visit the FSA's Buy to Let mortgages factsheet.

Arranging a Buy to Let mortgage can be a complex process. Please telephone one of our consultants if you would like clear, impartial advice on the best mortgage to suit your needs. In the mean time, please have alook at our page on Buy to Let mortgage advice. You may also wish to use our Buy to Let mortgage calculator in order to calculate your monthly repayments on your individual proposition.

We make a selection of our best priced Buy to Let mortgage rates available on our website, including limited company Buy to Let mortgage products. However this represents a small proportion of the Buy to Let products we have available, for full information please telephone us.

Mortgages for Business can also supply competitive quotes on Buy to Let insurance tailored to your specific requirements. Complete our online quote form on the previous link to find out how we can help.

For Buy to Let investors, and particularly portfolio investors, it is important to consider the potential of a Buy to Let remortgage. This will allow investors to increase their Buy to Let margins by reducing their mortgage costs, and will allow capital to be released from the property to make further purchases.

Alternatively, if you are looking for a personal mortgage and you want the best mortgage deal then please take a look at our Personal Mortgage pages in which you will find remortgage deals and first time buyer mortgages - make an enquiry today.

Make an Enquiry with Mortgages for Business

ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Designed and developed by Designed and developed by red ant design