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Buy to Let Mortgage Rates
You are currently viewing all the Buy to Let mortgage rates
listed on the Mortgages for Business website.
To view the available range within a particular type of UK Buy
to Let mortgage rates please click on the relevant product
classification heading in the left hand menu bar and for full
information on a particular Buy to Let mortgage please click on the
relevant box heading below.
The rates listed on this website represent a small percentage of
the hundreds of Buy to Let mortgage rates available with our
product portfolio, if you cannot find a mortgage product listed to
suit your needs please contact a Mortgages for Business consultant
on 0845 345 6788, or use the enquiry form or "call me back" in the
right hand menu bar.
Please be aware as a market leading broker our Buy to Let
mortgages rates available regularly change so please bookmark this
page to ensure you are up to date with our product range so you can
take advantage of the best mortgages available.
| Scheme Style |
Early Repayment Charge |
Loan to Value |
Fees |
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| 3 Year Fixed Rate of 6.14% until 31/07/2011 then reverting to Bank of England Base Rate (currently 5%, variable) + 2.14% for the remaining term, to give a current reversion rate of 7.14%. |
5% of the amount being repaid until 31/07/2011 |
75% to £550,000 or 70% to £1,000,000 |
2.5% minimum £599 |
Enquiry
Quote
|
| 5 Year Fixed Rate of 6.14% until 31/07/2013 then reverting to Bank of England Base Rate (currently 5%, variable) + 2.14% for the remaining term, to give a current reversion rate of 7.14%. |
5% of the amount being repaid until 31/07/2013 |
75% to £550,000 or 70% to £1,000,000 |
2.5 % minimum £599 |
Enquiry
Quote
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| 3 Year Fixed Rate of 6.29% until 01/10/2011, then reverting to a variable rate of Bank of England Base Rate (currently 5%, variable) + 2.44% for the remaining term, to give a current reversion rate of 7.44%. |
3% of redeeming balance to 01/10/2011 |
75% to £1m |
2% |
Enquiry
Quote
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| 2 Year Fixed Rate of 6.49% until 30/06/2010 then reverting to Bank of England Base Rate (currently 5%, variable) + 2.14% for the remaining term, to give a current reversion rate of 7.14%. |
5% of redeeming balance to 30/06/2010 |
75% to £750,000 |
2.5% |
Enquiry
Quote
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| 2 Year Fixed Rate of 6.49% until 30/06/2010 then reverting to Bank of England Base Rate (currently 5%, variable) + 2.14% for the remaining term, to give a current reversion rate of 7.14%. |
5% of the redeaming balance until 30/06/2010 |
85% to £500,000 |
2.5% |
Enquiry
Quote
|
| 6.49% variable, Bank of England Base Rate (currently 5%) + 1.49% for 3 years, then reverting to a variable rate of Bank of England Base Rate + 2.44% for the remaining term, to give a current reversion rate of 7.44%. |
3% of redeeming balance for the first 3 years |
75% to £1m |
2% |
Enquiry
Quote
|
| 3 Year Fixed Rate of 6.49% until 30/11/2011, then reverting to the lender's standard variable rate ( currently 7.25% ) to give a current reversion rate of 7.25%. |
5% of redeeming balance to 30/06/09, 4% to 30/06/10 and 3% to 30/06/11 |
75% to £250,000 |
£999 |
Enquiry
Quote
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| 3 year fixed rate of 6.59% until 01/10/2011, Then reverting to Bank of England Base Rate (currently 5%, variable) + 2.44% to give a current reversion rate of 7.44%. |
3% of redeeming balance to 01/10/2011 |
80% to £1m |
2% |
Enquiry
Quote
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| 3 Year Fixed Rate of 6.59% until 31/05/2011 then reverting to Bank of England Base Rate (currently 5%, variable) + 1.75% for the remaining term, to give a current reversion rate of 6.75%. |
5% of redeeming balance to 31/05/2011 |
75% to £500,000 |
£799, plus £195 lender fee due on completion |
Enquiry
Quote
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| 3 year fixed rate of 6.59% then reverting to the lender's Standard Variable Rate (currently 7.55%, variable), to give a current reversion rate of 7.55%. |
4% of redeeming balance to 31/07/09, 3% to 31/07/10 and 2% to 31/07/11 |
80% to £500,000 |
£999 for loans up to £250,000 and 0.5% fee for loans up to £500,000 |
Enquiry
Quote
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| Bank of England Base Rate (currently 5%, variable) + 1.59% for the loan term, to give a current reversion rate of 6.59%.
Remortgage Only Product - Free legal and valuation service. |
6 months interest at the interest charging rate for 3 years |
75% to £1,000,000 |
1.5% minimum £1500 |
Enquiry
Quote
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| 3 year fixed rate of 6.61% until 26/07/2011, then reverting to the lender's Standard Variable Rate (currently 7.34%, variable) + 0.50% for the remaining term to give a current reversion rate of 7.84%
This product is for loans over £150,000
Remortgage only, free valuation and legal service. |
11 months interest at the product rate until 26/07/09, 9% until 26/07/10 then 8% until 26/07/11 |
75% to £500,000 |
£690 |
Enquiry
Quote
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| 6.64% variable, the lender's Standard Variable Rate (currently 7.24%, variable) - 0.6% for 3 years, then reverting to the Lender's Standard Variable for the remaining term, to give a current reversion rate of 7.24%
Remortgage Only with free valuation and legal service |
3% of redeeming balance for the first 3 years |
75% to £250,000 |
£499 |
Enquiry
Quote
|
| 6.65% variable, the lender's Standard Variable Rate (currently 7.34%, variable) - 0.69% for 3 years, then reverting to the lender's Standard Variable Rate + 0.50% to give a current reversion rate of 7.84% |
6 months interest at the lenders Standard Variable Rate for the first 3 years from drawdown. |
75% to £500,000 |
£690 |
Enquiry
Quote
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| 6.69% variable, Bank of England Base Rate (currently 5%) + 1.69% for 3 years, then reverting to a variable rate of Bank of England Base Rate + 2.44% for the remaining term, to give a current reversion rate of 7.44%. |
3% of redeeming balance for the first 3 years |
80% to £1m |
2% |
Enquiry
Quote
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| 6.74% variable, Bank of England Base Rate (currently 5%) + 1.74% until 31/05/2011, then reverting to a variable rate of Bank of England Base Rate + 1.75% for the remaining term, to give a current reversion rate of 6.75%.
Holiday Let Product. |
5% of redeeming balance to 31/05/10 then 4% to 31/05/11 |
80% to £500000 |
£799 |
Enquiry
Quote
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| Bank of England Base Rate (currently 5%, variable) + 1.75% for the loan term, to give a current reversion rate of 6.75%. |
Nil |
80% to £500,000 |
£1499 |
Enquiry
Quote
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| 2 Year Fixed Rate of 6.79% until 31/07/2010 then reverting to Bank of England Base Rate (currently 5%, variable) plus 1.95% for the remaining term, to give a current reversion rate of 6.95%. |
5% of redeeming balance to 31/07/2010 |
85% to £500,000, 80% to £500,000 & 75% to £500,000 |
2.75% |
Enquiry
Quote
|
| 3 Year Fixed Rate of 6.79% until 01/10/2011, then reverting to a variable rate of Bank of England Base Rate (currently 5%) + 2.44% for the remaining term, to give a current reversion of 7.44%. |
3% of redeeming balance to 01/10/2011 |
85% to £1m |
2% |
Enquiry
Quote
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Many of the Buy to Let mortgage products listed above are not
available in the general marketplace and are made available through
us as a brokerage because of our service levels, expertise and the
business volumes we put to mortgage lenders. So by using Mortgages
for Business you can be assured you are accessing the leading Buy
to Let mortgage products.
Please be aware not all the Buy to Let mortgage products listed
above will be suitable for all property and tenant types, we
suggest telephoning us to discuss your individual proposition,
particularly for unorthodox property and tenant types.
For Buy to Let investors, and particularly portfolio investors,
it is important to consider the potential of a Buy to Let remortgage. This will allow
investors to increase their Buy to Let margins by reducing their
mortgage costs, and will allow capital to be released from the
property to make further purchases. There is a product heading
listed in the left hand menu bar with remortgage only Buy to Let
products, however almost all our mortgages listed do allow for
remortgage.
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