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Buy to Let Mortgages - Fixed Rates
You are now viewing the range of Buy to Let Fixed Rate mortgage
products.
To view other types of Buy to Let mortgage product please click on
the relevant product classification heading in the left hand menu
bar and for full information on a particular Buy to Let
mortgage please click on the relevant box heading below.
| Scheme Style |
Early Repayment Charge |
Loan to Value |
Fees |
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| 5 Year Fixed Rate of 5.89% until 30/06/2013 then reverting to the lender's standard variable rate (currently 7%) for the remaining term, to give a current reversion rate of 7%.
Free valuation for remortgages. |
5% of redeeming balance to 30/06/10, 4% to 30/06/11, 3% to 30/06/12 then 2% 30/06/13 |
80% to £500,000 |
2.5% |
Enquiry
Quote
|
| 2 Year Fixed Rate of 5.99% until 30/06/2010 then reverting to the lender's standard variable rate of 7% for the remaining term, to give a current reversion rate of 7%.
Free valuation for remortgages. |
3% of redeeming balance to 01/07/2009 then 2% to 30/06/2010 |
80% to £500,000 |
2.5% |
Enquiry
Quote
|
| 3 year fixed rate of 5.99% until 30/06/2011, then reverting to the lender's Standard Variable Rate (currently 7%, variable) for the remaining term, to give a current reversion rate of 7%
Free valuation for remortgages |
3% of redeeming balance to 30/06/2010 then 2% to 30/06/2011 |
80% to £500,000 |
2.5% |
Enquiry
Quote
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| 3 Year Fixed Rate of 6.29% until 01/10/2011, then reverting to a variable rate of Bank of England Base Rate (currently 5%, variable) + 2.44% for the remaining term, to give a current reversion rate of 7.44%. |
3% of redeeming balance to 01/10/2011 |
75% to £1m |
2% |
Enquiry
Quote
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| 2 Year Fixed Rate of 6.49% until 30/06/2010 then reverting to Bank of England Base Rate (currently 5%, variable) + 2.14% for the remaining term, to give a current reversion rate of 7.14%. |
5% of redeeming balance to 30/06/2010 |
75% to £750,000 |
2.5% |
Enquiry
Quote
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| 2 Year Fixed Rate of 6.49% until 30/06/2010 then reverting to Bank of England Base Rate (currently 5%, variable) + 2.14% for the remaining term, to give a current reversion rate of 7.14%. |
5% of the redeaming balance until 30/06/2010 |
85% to £500,000 |
2.5% |
Enquiry
Quote
|
| 3 Year Fixed Rate of 6.49% until 30/11/2011, then reverting to the lender's standard variable rate ( currently 7.25% ) to give a current reversion rate of 7.25%. |
5% of redeeming balance to 30/06/09, 4% to 30/06/10 and 3% to 30/06/11 |
75% to £250,000 |
£999 |
Enquiry
Quote
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| 3 year fixed rate of 6.59% until 01/10/2011, Then reverting to Bank of England Base Rate (currently 5%, variable) + 2.44% to give a current reversion rate of 7.44%. |
3% of redeeming balance to 01/10/2011 |
80% to £1m |
2% |
Enquiry
Quote
|
| 3 Year Fixed Rate of 6.59% until 31/05/2011 then reverting to Bank of England Base Rate (currently 5%, variable) + 1.75% for the remaining term, to give a current reversion rate of 6.75%. |
5% of redeeming balance to 31/05/2011 |
75% to £500,000 |
£799, plus £195 lender fee due on completion |
Enquiry
Quote
|
| 3 year fixed rate of 6.59% then reverting to the lender's Standard Variable Rate (currently 7.55%, variable), to give a current reversion rate of 7.55%. |
4% of redeeming balance to 31/07/09, 3% to 31/07/10 and 2% to 31/07/11 |
80% to £500,000 |
£999 for loans up to £250,000 and 0.5% fee for loans up to £500,000 |
Enquiry
Quote
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| 3 year fixed rate of 6.61% until 26/07/2011, then reverting to the lender's Standard Variable Rate (currently 7.34%, variable) + 0.50% for the remaining term to give a current reversion rate of 7.84%
This product is for loans over £150,000
Remortgage only, free valuation and legal service. |
11 months interest at the product rate until 26/07/09, 9% until 26/07/10 then 8% until 26/07/11 |
75% to £500,000 |
£690 |
Enquiry
Quote
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| 2 Year Fixed Rate of 6.79% until 31/07/2010 then reverting to Bank of England Base Rate (currently 5%, variable) plus 1.95% for the remaining term, to give a current reversion rate of 6.95%. |
5% of redeeming balance to 31/07/2010 |
85% to £500,000, 80% to £500,000 & 75% to £500,000 |
2.75% |
Enquiry
Quote
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| 3 Year Fixed Rate of 6.79% until 01/10/2011, then reverting to a variable rate of Bank of England Base Rate (currently 5%) + 2.44% for the remaining term, to give a current reversion of 7.44%. |
3% of redeeming balance to 01/10/2011 |
85% to £1m |
2% |
Enquiry
Quote
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Fixed rate Buy to Let mortgages tend to be priced
over 1,2,3, 5 or 10 year terms, with 3 and 5 year terms being
the most common period.
Those investors interested fixed rate buy to let mortgages
should be aware of overhanging early repayment charge
periods. This means that the early repayment charge period
will run longer than the fixed rate period of the Buy to
Let mortgage.
Fixed rate Buy to Let mortgages are priced at a
lender's margin above SWAP rate. To find further
information about SWAP rates, so you can discover how fixed
rate buy to let mortgages are formulated by the market, visit our
homepage www.mortgagesforbusiness.co.uk
where current swap rates are listed.
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