Non-Conforming

Not everyone has a perfect credit history, but this should not limit commercial property investment opportunities.  In many cases adverse credit history will not affect the mortgage decision in commercial property investment because financing is in most cases based around the tenant and the rental/tenancy agreement with them.  The maximum loan to property value of non-conforming commercial property investment will usually be 75%, with an absolute maximum of 85%.

With regard to rates a good benchmark to consider would be Bank Base Rate + 2.5% upwards, dependent on the severity of financial difficulties and personal circumstances.

We can offer a maximum mortgage term for a non conforming investment proposition of 30 years.