Offices

The office market has enjoyed excellent returns in recent years, office properties scontinue to represent an extremely robust investment opportunity.  According to IPD (Investment Property Databank) annualised returns between 2001 and 2005 were 9.7%, with a high of 20.4% in 2005.

Mortgages for Business is well equipped to deal with the range of mortgage needs of those individuals wishing to invest in offices.  The majority of our consultant team is made up of ex bank managers who are well used to dealing with office investments, from multi million pound propositions in central London to investors making their first small steps into owning their office property investment.

As with all commercial property investment the key to getting the best mortgage is going to be based around the standard of tenant in the property and the length of the tenancy agreement in place.  If the property has a blue chip tenant on a 10 year tenancy agreement financiers will offer extremely favourable lending terms.

Investors wishing to purchase an industrial property can expect to pay Bank Base Rate + 0.75% to 2%, at a loan to property value up to maximum of between 75% and 85%.

The maximum term of an office commercial investment mortgage will tend to be 30 years. Interest only options are available.

For further information on your mortgages repayments please use our commercial mortgage calculator.