Retail

The retail property market has enjoyed excellent returns in the last few years with total returns from capital and rent in 2005 being an excellent 18.8%, according to IPD (Investment Property Databank).  Annualised total returns in last 5 years (2001 2005) were an impressive 14.8% for the retail property investment sector.

Our experienced consultants deal with retail property investors with a diverse range of needs, including investors with large portfolios of small retail units, single small shop purchases through to large out of town retail park purchases.

The main factor in any retail investment mortgage is going to be based around the quality of the tenant; finance with preferential rates will be more achievable for example if you have a well known high street retailer.

Investors wishing to purchase a retail property can expect to pay Bank Base Rate + 0.75% to 2%, at a loan to property value up to maximum of between 75% and 85%.

The maximum term of a retail commercial investment mortgage will tend to be 30 years and interest only options available.

To determine your monthly mortgage repayments please use our commercial mortgage calculator.