Commercial Mortgages - Owner Occupier

Our Commercial mortgages for the owner occupier are designed for individuals and companies purchasing a property as business premises.

To view information and basic product details regarding your commercial owner occupier proposal please select an industry sector from the menu on the left or use the quick links below.

To talk to one of our mortgage consultants, please fill in our enquiry form.

	Retail		Industrial		Professional
	Offices		Leisure		Care Homes
	Agricultural		Semi-Commercial		Non-Conforming

Mortgages for Business negotiates commercial mortgages with a huge range of lenders including major banks, commercial building societies, regional and local building societies and specialist commercial asset lenders.  The appropriate commercial lender is purposefully selected to meet the client's needs.

There is no requirement to switch day-to-day banking, and in some cases we are acutely aware it is benefical to keep these financing elements separate.

All commercial mortgages finance that is secured is tailored to meet the borrower's needs.  Where suitable, elements of the bespoke commercial loan structures available to clients can include:

• Interest-only mortgages 
• Long-term repayment mortgages with terms up to 25 years
• Fixed, variable and hedged mortgage rates

Our commercial mortgage solutions cover all types of commercial premises and we understand the individual financing dynamics of the industry in which a business is involved.

As a yardstick we can arrange commercial funding from 70% to 85% loan to property value depending on trading performance and industry sector, in some circumstances 100% loan to purchase price can be arranged.

We look to find the best possible commercial funding solution for all commercial mortgage proposals submitted to us.  Where required we can find commercial finance for proposals with limited accounting information; imperfect credit records and short trading histories.

Mortgages for Business can arrange finance for most types of commercial premises, and also arranges funding on the following niche markets:

• Hotels and guest houses
• Specialist leisure (golf, country clubs etc).
• Health clubs
• Care homes
• Pubs and restaurants
• Schools
• Agricultural

Typical commercial owner occupier mortgages arranged by us for clients range from £100,000 to £25m.

To calculate your commercial mortgage repayments please use our owner occupier mortgage calculator.  For commercial investment mortgages, please use our commercial mortgage calculator for investment mortgages.

New - If you are looking for a Personal Mortgage and you want the best mortgage deal then please take a look at our personal mortgage pages in which you will find remortgage deals and first time buyer mortgages and enquire today.