Care Homes

There has been an increasing trend in recent years for care and nursing homes to be run independently by private individuals and small limited companies, whilst the majority remain under large corporate ownership.

Financing tends to made easier if the property has 40 plus beds, has lift facilities and all the rooms are en-suite however we can still arrange funding if this is not the case.

In general, loan to property value for care homes tends to be between 70% to 75%. The mortgage term will be between 20 to 25 years and the rate you can expect to pay will be Bank Base Rate + 1.5% to 2.5%.

We have excellent experience in care home sector and acutely aware of the factors that affect the lending decision.