This information is for mortgage brokers and other intermediaries only.
It is not intended for use by the general public.
At Mortgages for Business we work with brokers and intermediaries to ensure their clients receive the best property investment finance solutions and exceptional service.
Established since 1990, we are experts in complex buy to let and commercial mortgages, and because of our experience, we can save you time by quickly identifying if your cases are feasible.
Complex buy to let transactions are those deals that fall outside of standard lending criteria which means you are unable to place them directly with the mainstream lenders (TMW, BM Solutions, Godiva, Accord, Abbey, etc.).
Complex buy to let deals include:
- Student properties
- Holiday lets
- Multi-unit blocks owned on a single freehold
- Semi-commercial properties
- Properties in need of refurbishment prior to letting
- Limited company applications
- New-build properties
Direct access to specialist lenders
We are the only broker to sit on the direct, limited access panels of all the specialist lenders and our knowledge of their lending criteria is comprehensive.
We have spent many years building strong relationships with these lenders and are often invited to help design products, so we really do have a deep understanding of what each has to offer. This makes it easy for us to quickly identify a specific lender for each of your cases.
The quality of our submissions and business volumes too gives us significant powers to negotiate with lenders, allowing us to offer market leading rates and terms on exclusive and semi-exclusive terms.
We have direct access to:
- Aldermore Commercial
- InterBay Commercial
- Kent Reliance
- Keystone Buy to Let Mortgages
- Shawbrook Bank
Dedicated brokers and case managers
We don't believe in automated call systems. You will be given a dedicated consultant and case manager with whom you have direct access. They will handle each of your cases from start to finish so every time you have a deal to place or want a case update you can simply pick up the phone and talk to the same team for details or an update.
Unlike some brokers, we won’t make you fill out an online enquiry form first and then make you wait up to two days for an answer.
Click here to view our Deal Placement Team. They can be contacted via email or calling 0845 148 9238.
Good commission and no up-front fees
We do not charge broker fees to your customers, that's for you to do. However, we do pay you commission, up to 0.50% depending on the lender. We have payment runs twice a month, so you'll never be kept waiting once a case has fully completed.
We don't operate in the following areas:
- Regulated loans
- Second mortgages
- Start ups
- Land deals - lending is based on 'brick and mortar' only
- Mortgages overseas
- Offshore and British Virgin Island companies
- Foreign nationals without a permit to reside
BrokerBusiness is our quarterly newsletter specifically written for intermediaries.
Broker Business Q2 2014
It provides articles on the but to let and commercial markets as well as interviews with lenders and case studies on how we can help you.
In addition, this includes the MFB Complex Buy to Let Index which tracks mortgage transactions data for vanilla buy to let, HMOs, multi-units and semi commercial properties.