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Exclusive Light Refurbishment Product!

Mortgages for Business is pleased to announce a new and exclusive mortgage product for experienced property investors looking to purchase or refinance residential investment properties in need of some work based on 70% OF END VALUE (with a retention at the outset).

The majority of lenders will only release mortgage funds once a property is let and the few lenders that will take a view, do not cater for the larger projects or the more complex properties (HMO, Multi-unit Freeholds), or indeed those properties owned in Ltd companies. The product highlights are:-

• Initial loan up to 65% of purchase price or value (whichever is the lower)
• Further funds retained and released post refurbishment up to 70% of end value
• Interest Rate 5% above Base Rate with a 1% loading during the refurbishment phase
• Lender Fee 2.5% (currently deducted from loan)
• Booking fee of £500
• Available for Residential, Semi-Commercial and Commercial property

For further information on this offering and to discuss your needs please contact us on 0845 148 9238.

Best Product selection

This section supplies details of our best products that we have been able to secure to enhance our proposition to you.   

To discuss our products please call our mortgage technical helpdesk on 0845 148 9238. 

Product Early Repayment Charge Loan to value Fees Quote/Enquiry
2.99%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 60% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
3.19%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
3.19%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 65% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
3.39%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
3.39%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
3.99%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 70% loan to value up to £350,000 loan amount. 3.35% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
3.99%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 60% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
3.99%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 60% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.19%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 70% loan to value up to £350,000 loan amount. 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.39%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 65% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.39%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.39%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 65% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.39%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.55%
1 year
Fixed Rate
3% of the amount being repaid until 01/07/2011. 75% loan to value up to £1,000,000 loan amount. 3% of the loan amount is added to the loan at completion. Enquiry
4.59%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.59%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.59%
2 year
Fixed Rate
4% of the amount being repaid until 31/03/2012. 60% loan to value up to £150,000 loan amount. £999 is due on completion. Enquiry
4.59%
2 year
Fixed Rate
4% of the amount being repaid until 31/03/2012. 60% loan to value up to £150,000 loan amount. £999 is due on completion. Enquiry
4.69%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 60% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.69%
2 year
Fixed Rate
3% of the amount being repaid for the first 2 years from drawdown. 70% loan to value up to £250,000 loan amount. 2.75% of the loan amount is due on completion. Enquiry
4.74%
2 year
Fixed Rate
4% of the amount being repaid until 31/03/2012 from drawdown. 60% loan to value up to £500,000 loan amount. £800 is due on completion. Enquiry
4.74%
2 year
Fixed Rate
4% of the amount being repaid until 31/03/2012 from drawdown. 60% loan to value up to £500,000 loan amount. £800 is due on completion. Enquiry
4.79%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 60% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.84%
3 year
Fixed Rate
3% of the amount being repaid for the first 3 years from drawdown. 70% loan to value up to £250,000 loan amount. 2.75% of the loan amount is due on completion. Enquiry
4.94%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 70% loan to value up to £350,000 loan amount. 3.35% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.99%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 60% loan to value up to £1,000,000 loan amount. 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
4.99%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 70% loan to value up to £350,000 loan amount. 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.00%
2 year
Fixed Rate
3% of the amount being repaid until 01/07/2012. 60% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is added to the loan at completion. Enquiry
5.05%
1 year
Fixed Rate
3% of the amount being repaid until 01/07/2011. 75% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is added to the loan at completion. Enquiry
5.19%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 70% loan to value up to £350,000 loan amount. 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.19%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 60% loan to value up to £1,000,000 loan amount. 2.75% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.19%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 65% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.19%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.20%
2 year
Fixed Rate
3% of the amount being repaid until 01/07/2012. 70% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is added to the loan at completion. Enquiry
5.24%
4 year
Fixed Rate
3% of the amount being repaid for the first 4 years from drawdown. 70% loan to value up to £250,000 loan amount. 2.5% of the loan amount is due on completion. Enquiry
5.29%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 65% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.29%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.34%
3 year
Fixed Rate
5% of the amount being repaid until 31/05/2013. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.39%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.39%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.39%
2 year
Fixed Rate
3% of the amount being repaid until 01/07/2012. 70% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is added to the loan at completion. Enquiry
5.39%
5 year
Fixed Rate
3% of the amount being repaid for the first 5 years from drawdown. 70% loan to value up to £250,000 loan amount. 2.5% of the loan amount is due on completion. Enquiry
5.40%
2 year
Fixed Rate
3% of the amount being repaid until 01/07/2012. 75% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is added to the loan at completion. Enquiry
5.49%
2 year
Fixed Rate
3% of the amount being repaid for the first 2 years from drawdown. 70% loan to value up to £250,000 loan amount. £999 is due on completion. Enquiry
5.49%
2 year
Fixed Rate
4% of the amount being repaid until 01/05/2012. 60% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is due on completion. Enquiry
5.49%
3 year
Fixed Rate
4% of the amount being repaid until 30/04/2011, then 3% until 30/04/2012, then 2% until 30/04/2013. 60% loan to value up to £500,000 loan amount. £1,350 is added to the loan at completion. Enquiry
5.49%
3 year
Fixed Rate
6 months' additional interest at the above rate until 02/05/2013. 60% loan to value up to £1,000,000 loan amount. 1.25% of the loan amount is due on completion. - (Minimum of £1250) Enquiry
5.64%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 70% loan to value up to £350,000 loan amount. 3.35% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.64%
3 year
Fixed Rate
5% of the amount being repaid until 31/05/2013. 70% loan to value up to £350,000 loan amount. 3.35% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.64%
3 year
Fixed Rate
5% of the amount being repaid until 31/05/2013. 70% loan to value up to £350,000 loan amount. 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.69%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 60% loan to value up to £500,000 loan amount. £1,495 is added to the loan at completion. Enquiry
5.69%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 70% loan to value up to £350,000 loan amount. 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.69%
5 year
Fixed Rate
5% of the amount being repaid until 30/04/2012, then 4% until 30/04/2013, then 3% until 30/04/2014, then 2% until 30/04/2015. 60% loan to value up to £500,000 loan amount. £1,350 is added to the loan at completion. Enquiry
5.74%
3 year
Fixed Rate
3% of the amount being repaid for the first 3 years from drawdown. 65% loan to value up to £250,000 loan amount. £999 is due on completion. - (Minimum of £999) Enquiry
5.79%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 60% loan to value up to £1,000,000 loan amount. 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.79%
3 year
Fixed Rate
5% of the amount being repaid until 31/05/2013. 60% loan to value up to £500,000 loan amount. £1,495 is added to the loan at completion. Enquiry
5.79%
3 year
Fixed Rate
4% of the amount being repaid until 30/04/2011, then 3% until 30/04/2012, then 2% until 30/04/2013. 65% loan to value up to £500,000 loan amount. £1,350 is added to the loan at completion. Enquiry
5.84%
4 year
Fixed Rate
3% of the amount being repaid for the first 4 years from drawdown. 70% loan to value up to £250,000 loan amount. £999 is due on completion. Enquiry
5.89%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 60% loan to value up to £1,000,000 loan amount. £895 is added to the loan at completion. - (Minimum of £895) Enquiry
5.89%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 65% loan to value up to £1,000,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.89%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 70% loan to value up to £350,000 loan amount. 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.89%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.90%
2 year
Fixed Rate
3% of the amount being repaid until 01/07/2012. 75% loan to value up to £1,000,000 loan amount. 1.5% of the loan amount is added to the loan at completion. Enquiry
5.94%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 60% loan to value up to £1,000,000 loan amount. £895 is added to the loan at completion. - (Minimum of £895) Enquiry
5.95%
3 year
Fixed Rate
3% of the amount being repaid until 01/07/2013. 75% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is added to the loan at completion. Enquiry
5.99%
2 year
Fixed Rate
3% of the amount being repaid until 30/04/2011, then 2% until 30/04/2012 from drawdown. 70% loan to value up to £500,000 loan amount. £1,499 is due on completion. Enquiry
5.99%
2 year
Fixed Rate
3% of the amount being repaid until 30/04/2011, then 2% until 30/04/2012 from drawdown. 70% loan to value up to £500,000 loan amount. £1,499 is due on completion. Enquiry
5.99%
2 year
Fixed Rate
4% of the amount being repaid until 01/05/2012. 60% loan to value up to £1,000,000 loan amount. 1.5% of the loan amount is due on completion. Enquiry
5.99%
3 year
Fixed Rate
5% of the amount being repaid until 31/05/2013. 70% loan to value up to £350,000 loan amount. 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.99%
3 year
Fixed Rate
4% of the amount being repaid until 30/04/2011, then 3% until 30/04/2012, then 2% until 30/04/2013. 60% loan to value up to £500,000 loan amount. £1,350 is added to the loan at completion. Enquiry
5.99%
3 year
Fixed Rate
3% of the amount being repaid for the first 3 years from drawdown. 70% loan to value up to £250,000 loan amount. £999 is due on completion. - (Minimum of £999) Enquiry
5.99%
5 year
Fixed Rate
3% of the amount being repaid for the first 5 years from drawdown. 70% loan to value up to £250,000 loan amount. £999 is due on completion. Enquiry
5.99%
5 year
Fixed Rate
5% of the amount being repaid until 30/04/2012, then 4% until 30/04/2013, then 3% until 30/04/2014, then 2% until 30/04/2015. 65% loan to value up to £500,000 loan amount. £1,350 is added to the loan at completion. Enquiry
5.99%
5 year
Fixed Rate
7% of the amount being repaid until 31/05/2011, then 6% until 31/05/2012, then 5% until 31/05/2015. 70% loan to value up to £350,000 loan amount. 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) Enquiry
5.99%
5 year
Fixed Rate
3% of the amount being repaid until 01/07/2015. 75% loan to value up to £350,000 loan amount. £599 is added to the loan at completion. Enquiry
6.09%
1 year
Fixed Rate
5% of the amount being repaid until 31/05/2011. 70% loan to value up to £350,000 loan amount. £895 is added to the loan at completion. - (Minimum of £895) Enquiry
6.09%
2 year
Fixed Rate
4% of the amount being repaid until 01/05/2012. 70% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is due on completion. Enquiry
6.09%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 65% loan to value up to £500,000 loan amount. £1,495 is added to the loan at completion. Enquiry
6.10%
2 year
Fixed Rate
3% of the amount being repaid until 01/07/2012. 75% loan to value up to £1,000,000 loan amount. Nil Enquiry
6.19%
3 year
Fixed Rate
5% of the amount being repaid until 31/05/2013. 65% loan to value up to £500,000 loan amount. £1,495 is added to the loan at completion. Enquiry
6.29%
2 year
Fixed Rate
5% of the amount being repaid until 31/05/2012. 70% loan to value up to £500,000 loan amount. £1,495 is added to the loan at completion. Enquiry
6.29%
2 year
Fixed Rate
5% of the amount being repaid until 30/11/2011. 70% loan to value up to £350,000 loan amount. £895 is added to the loan at completion. - (Minimum of £895) Enquiry
6.29%
5 year
Fixed Rate
5% of the amount being repaid until 30/04/2012, then 4% until 30/04/2013, then 3% until 30/04/2014, then 2% until 30/04/2015. 70% loan to value up to £500,000 loan amount. £1,350 is added to the loan at completion. Enquiry
6.39%
3 year
Fixed Rate
6 months' additional interest at the above rate until 02/05/2013. 60% loan to value up to £1,000,000 loan amount. 1.75% of the loan amount is due on completion. - (Minimum of £1750) Enquiry
6.39%
3 year
Fixed Rate
5% of the amount being repaid until 31/05/2013. 70% loan to value up to £500,000 loan amount. £1,495 is added to the loan at completion. Enquiry
6.39%
5 year
Fixed Rate
6 months' additional interest at the above rate until 02/05/2015. 60% loan to value up to £1,000,000 loan amount. 1.75% of the loan amount is due on completion. - (Minimum of £1750) Enquiry
6.39%
5 year
Fixed Rate
6 months' additional interest at the above rate until 02/05/2015. 60% loan to value up to £1,000,000 loan amount. 1.75% of the loan amount is due on completion. - (Minimum of £1750) Enquiry
6.59%
2 year
Fixed Rate
4% of the amount being repaid until 01/05/2012. 70% loan to value up to £1,000,000 loan amount. 1.5% of the loan amount is due on completion. Enquiry
6.79%
2 year
Fixed Rate
4% of the amount being repaid until 01/05/2012. 60% loan to value up to £1,000,000 loan amount. Nil Enquiry
6.82%
3 year
Fixed Rate
7% of the amount being repaid for the first 3 years, then 2% until the end of year 5. 70% loan to value up to £1,000,000 loan amount. 2.5% of the loan amount is due on completion. Enquiry
7.39%
2 year
Fixed Rate
4% of the amount being repaid until 01/05/2012. 70% loan to value up to £1,000,000 loan amount. Nil Enquiry

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Commercial Mortgage Packager

Mortgages for Business has been specialising in Commercial Mortgages for the past 20 years and is well placed to assist with your clients’ commercial funding needs.

If you have a client looking for Commercial Mortgage finance then we have the right expertise and whole of market lender relationships to make the deal happen! We can help with any of the following:

- Trading Businesses: Commercial Owner Occupier Mortgages

- Commercial Investment Mortgages

- HMOs & Ltd Company Buy to Lets

- Development & Refurbishment Finance

- Bridging Loans / Short Term finance

- Secured Loans / 2nd Charge Borrowing

For full details of our Commercial Packager Proposition, please call 0845 148 9238.

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Best National Adviser 2009

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Best Specialist Adviser & Best Overall Adviser 2008