HMO Mortgages
Your rental property may need an HMO mortgage due to the number of occupants or households within it. We track those lenders that are happy to provide HMO finance.
The HMO mortgages listed below are designed especially for Houses in Multiple Occupation. For detailed information on a particular buy to let HMO mortgage please click on the relevant box heading below.
Other buy to let mortgages are available from lenders who will also consider HMOs in their standard buy to let lending criteria. Instead of trawling through all the mortgaes available why not talk directly one of our specialist mortgage advisers who will be able to find you the most suitable product for your circumstances. Call today on 0845 345 6788.
To view other types of buy to let mortgage product please click on the relevant product classification heading in the left hand menu bar.
Alternatively, why not try our Instant and Advanced Buy to Let Mortgage Calculator. It's quick and easy to use and will search through the latest buy to let mortgage rates to find the most suitable buy to let mortgage for your circumstances and borrowing requirements.
| Product | Early Repayment Charge | Loan to value | Fees | Quote/Enquiry |
|---|---|---|---|---|
| 4.19% 2 year Fixed Rate |
4% of the amount being repaid for the first year, then 3% until the end of year 2 from drawdown. | 75% loan to value up to £500,000 loan amount. | 2.5% of the loan amount is due on completion. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 4.49% 3 year Fixed Rate |
4% of the amount being repaid for the first year, then 3% until the end of year 3 from drawdown. | 75% loan to value up to £500,000 loan amount. | 2.5% of the loan amount is due on completion. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 4.98% 2 year Discounted Tracker |
4% of the amount being repaid for the first year, then 3% until the end of year 2 from drawdown. | 75% loan to value up to £500,000 loan amount. | 1% of the loan amount is due on completion. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 4.99% 2 year Fixed Rate |
No early repayment charges. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is due on completion. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 5.19% 3 year Discounted Tracker |
4% of the amount being repaid for the first year, then 3% until the end of year 3 from drawdown. | 75% loan to value up to £500,000 loan amount. | 1% of the loan amount is due on completion. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 5.39% 2 year Fixed Rate |
4% of the amount being repaid for the first year, then 3% until the end of year 2 from drawdown. | 75% loan to value up to £500,000 loan amount. | 1% of the loan amount is due on completion. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 5.49% 3 year Fixed Rate |
4% of the amount being repaid for the first year, then 3% until the end of year 3 from drawdown. | 75% loan to value up to £500,000 loan amount. | 1% of the loan amount is due on completion. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 5.99% 2 year Fixed Rate |
4% of the amount being repaid for the first year, then 3% until the end of year 2 from drawdown. | 85% loan to value up to £350,000 loan amount. | 1% of the loan amount is due on completion. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 6.05% Loan Term Tracker |
3% of the amount being repaid for the first 4 years, then 1% until the end of year 5 from drawdown. | 70% loan to value up to £750,000 loan amount. | 2.5% of the loan amount is due on completion. | Quote Enquiry |
| 6.58% Loan Term Tracker |
No early repayment charges. | 75% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £130 is payable on application. | Quote Enquiry |
| 6.65% Loan Term Tracker |
3% of the amount being repaid for the first 4 years, then 1% until the end of year 5 from drawdown. | 75% loan to value up to £750,000 loan amount. | 2.5% of the loan amount is due on completion. | Quote Enquiry |
