HMO
Your BTL property may need a HMO Mortgage due to the number of occupants or households within it.
We track those lenders that are happy to finance HMO properties.
To view other types of Buy to Let mortgage product please click on the relevant product classification heading in the left hand menu bar and for full information on a particular Buy to Let HMO mortgage please click on the relevant box heading below.
| Product | Early Repayment Charge | Loan to value | Fees | Quote/Enquiry |
|---|---|---|---|---|
| 4.55% 5 year Discounted Tracker |
3% of the amount being repaid for the first 2 years from drawdown. | 65% loan to value up to £2,000,000 loan amount. | 2% of the loan amount is due on completion. | Quote Enquiry |
| 5.00% Loan Term Tracker |
3% of the amount being repaid for the first 3 years, then 2% until the end of year 5. | 70% loan to value up to £1,000,000 loan amount. | 1.75% of the loan amount is due on completion. | Quote Enquiry |
| 5.05% 5 year Discounted Tracker |
3% of the amount being repaid for the first 2 years from drawdown. | 75% loan to value up to £500,000 loan amount. | 2.25% of the loan amount is due on completion. | Quote Enquiry |
| 5.30% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years from drawdown. | 65% loan to value up to £2,000,000 loan amount. | 2% of the loan amount is due on completion. | Quote Enquiry |
| 5.50% Loan Term Refurbishment Tracker |
3% of the amount being repaid for the first 3 years, then 2% until the end of year 5. | 70% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is due on completion. | Quote Enquiry |
| 5.50% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years from drawdown. | 75% loan to value up to £500,000 loan amount. | 2.25% of the loan amount is due on completion. | Quote Enquiry |
| 6.19% 3 year Fixed Rate |
7% of the amount being repaid for the first 3 years from drawdown. | 70% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is due on completion. | Quote Enquiry |
| Stepped Discounted at 4.30% (LIBOR + 3.5%) for 2 years, then 4.60% (SVR) for 3 years | 3% of the amount being repaid for the first 2 years from drawdown. | 65% loan to value up to £2,000,000 loan amount. | 2% of the loan amount is due on completion. | Quote Enquiry |
| Stepped Discounted at 4.80% (LIBOR + 4%) for 2 years, then 4.85% (SVR + 0.25%) for 3 years | 3% of the amount being repaid for the first 2 years from drawdown. | 75% loan to value up to £500,000 loan amount. | 2.25% of the loan amount is due on completion. | Quote Enquiry |
