Buy to Let Mortgages - Self Certification
You’re now viewing the range of self certification Buy to Let mortgage products.
To view other types of Buy to Let mortgage product please click on the relevant product classification heading in the left hand menu bar and for full information on a particular Buy to Let mortgage please click on the relevant box heading below.
Please aware there are currently very few self certification Buy to Let mortgages on the market.
| Product | Early Repayment Charge | Loan to value | Fees | Quote/Enquiry |
|---|---|---|---|---|
| 4.49% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 4.74% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 3.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 4.95% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 4.95% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 4.95% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 4.99% 3 year Discounted Tracker |
3% of the amount being repaid for the first 2 years, then 2% until the end of year 3. | 60% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 4.99% Loan Term Tracker |
4% of the amount being repaid for the first year, then 3% until the end of year 2. | 60% loan to value up to £1,000,000 loan amount. | 2% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 4.99% Loan Term Tracker |
4% of the amount being repaid for the first year, then 3% until the end of year 2. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 4.99% 2 year Fixed Rate |
3% of the amount being repaid for the first year, then 2% until the end of year 2. | 60% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 4.99% 2 year Fixed Rate |
3% of the amount being repaid for the first year, then 2% until the end of year 2. | 60% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 4.99% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 4.99% 2 year Fixed Rate |
2% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 4.99% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.15% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.15% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.15% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.19% 2 year Discounted Tracker |
2% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.19% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.19% 3 year Fixed Rate |
3% of the amount being repaid for the first 2 years, then 2% until the end of year 3. | 60% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.24% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.24% 3 year Fixed Rate |
4% of the amount being repaid for the first year, then 3% until the end of year 2, then 2% until the end of year 3. | 60% loan to value up to £1,000,000 property value. | 2% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.25% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.25% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.25% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.29% 3 year Discounted Tracker |
3% of the amount being repaid for the first 2 years, then 2% until the end of year 3. | 75% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.29% 3 year Discounted Tracker |
3% of the amount being repaid for the first 2 years, then 2% until the end of year 3. | 75% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.29% 2 year Fixed Rate |
3% of the amount being repaid for the first year, then 2% until the end of year 2. | 75% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.29% 2 year Fixed Rate |
2% of the amount being repaid for the first 2 years. | 75% loan to value up to £1,000,000 loan amount. | 3% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.29% 2 year Fixed Rate |
2% of the amount being repaid for the first 2 years. | 75% loan to value up to £500,000 loan amount. | 3% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.29% 3 year Fixed Rate |
2% of the amount being repaid for the first 3 years. | 70% loan to value up to £1,000,000 loan amount. | 2% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.29% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.34% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 60% loan to value up to £1,000,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.39% 5 year Fixed Rate |
5% of the amount being repaid for the first 2 years, then 4% until the end of year 3, then 3% until the end of year 4, then 2% until the end of year 5. | 60% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.44% 3 year Discounted Tracker |
4% of the amount being repaid for the first year, then 3% until the end of year 2, then 2% until the end of year 3. | 60% loan to value up to £1,000,000 property value. | 2% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.45% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.45% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.45% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.49% 3 year Discounted Tracker |
2% of the amount being repaid for the first 3 years. | 70% loan to value up to £1,000,000 loan amount. | 2% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.49% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.49% 3 year Fixed Rate |
3% of the amount being repaid for the first 2 years, then 2% until the end of year 3. | 75% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.49% 3 year Fixed Rate |
2% of the amount being repaid for the first 3 years. | 75% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.49% 3 year Fixed Rate |
2% of the amount being repaid for the first 3 years. | 75% loan to value up to £500,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.59% 3 year Discounted Tracker |
3% of the amount being repaid for the first 2 years, then 2% until the end of year 3. | 75% loan to value up to £1,999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.59% 2 year Fixed Rate |
3% of the amount being repaid for the first year, then 2% until the end of year 2. | 75% loan to value up to £1,999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.64% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 70% loan to value up to £350,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.69% 3 year Discounted Tracker |
2% of the amount being repaid for the first 3 years. | 75% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.69% 3 year Discounted Tracker |
2% of the amount being repaid for the first 3 years. | 75% loan to value up to £500,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.69% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 0.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.69% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.69% 5 year Fixed Rate |
5% of the amount being repaid for the first 2 years, then 4% until the end of year 3, then 3% until the end of year 4, then 2% until the end of year 5. | 75% loan to value up to £999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.74% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.79% 5 year Fixed Rate |
7% of the amount being repaid for the first year, then 6% until the end of year 2, then 5% until the end of year 5. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.79% 5 year Fixed Rate |
4% of the amount being repaid for the first year, then 3% until the end of year 2, then 2% until the end of year 5. | 70% loan to value up to £1,000,000 property value. | 2% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.84% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 60% loan to value up to £1,000,000 loan amount. | Nil | Quote Enquiry |
| 5.89% 5 year Fixed Rate |
7% of the amount being repaid for the first year, then 6% until the end of year 2, then 5% until the end of year 5. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.89% 5 year Fixed Rate |
7% of the amount being repaid for the first year, then 6% until the end of year 2, then 5% until the end of year 5. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.89% 5 year Fixed Rate |
7% of the amount being repaid for the first year, then 6% until the end of year 2, then 5% until the end of year 5. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.94% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | Nil | Quote Enquiry |
| 5.99% Loan Term Tracker |
2% of the amount being repaid for the first 3 years. | 75% loan to value up to £1,000,000 loan amount. | Nil | Quote Enquiry |
| 5.99% Loan Term Tracker |
2% of the amount being repaid for the first 3 years. | 75% loan to value up to £1,000,000 loan amount. | Nil | Quote Enquiry |
| 5.99% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £20,000 loan amount. | £100 is added to the loan at completion. | Quote Enquiry |
| 5.99% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 0.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 5.99% 2 year Fixed Rate |
2% of the amount being repaid for the first 2 years. | 70% loan to value up to £1,000,000 property value. | 2% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 5.99% 3 year Fixed Rate |
4% of the amount being repaid until 31/12/2011 from drawdown. | 65% loan to value up to £1,000,000 loan amount. | £1,749 is due on completion. | Quote Enquiry |
| 5.99% 5 year Fixed Rate |
5% of the amount being repaid for the first 2 years, then 4% until the end of year 3, then 3% until the end of year 4, then 2% until the end of year 5. | 75% loan to value up to £1,999,999 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 6.04% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 70% loan to value up to £350,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 6.14% 3 year Fixed Rate |
5% of the amount being repaid for the first 3 years. | 70% loan to value up to £350,000 loan amount. | Nil | Quote Enquiry |
| 6.24% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | Nil | Quote Enquiry |
| 6.24% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | 0.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 6.24% 2 year Fixed Rate |
5% of the amount being repaid for the first 2 years. | 70% loan to value up to £350,000 loan amount. | £100 is added to the loan at completion. | Quote Enquiry |
| 6.24% 5 year Fixed Rate |
7% of the amount being repaid for the first year, then 6% until the end of year 2, then 5% until the end of year 5. | 70% loan to value up to £350,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. - (Minimum of £595) | Quote Enquiry |
| 6.29% 2 year Fixed Rate |
4% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is due on completion. | Quote Enquiry |
| 6.59% 2 year Fixed Rate |
3% of the amount being repaid for the first year, then 2% until the end of year 2. | 70% loan to value up to £500,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 6.75% Loan Term Tracker |
3% of the amount being repaid for the first 2 years from drawdown. | 75% loan to value up to £375,000 loan amount. | 1% of the loan amount is due on completion. | Quote Enquiry |
| 6.79% 2 year Fixed Rate |
3% of the amount being repaid for the first 2 years. | 75% loan to value up to £500,000 property value. | £1,499 is added to the loan at completion. | Quote Enquiry |
| 6.79% 2 year Fixed Rate |
4% of the amount being repaid for the first 2 years. | 70% loan to value up to £1,000,000 loan amount. | 2.5% of the loan amount is due on completion. | Quote Enquiry |
| 6.79% 2 year Fixed Rate |
4% of the amount being repaid for the first 2 years. | 60% loan to value up to £1,000,000 loan amount. | 1.5% of the loan amount is due on completion. | Quote Enquiry |
| 6.89% 2 year Fixed Rate |
3% of the amount being repaid for the first 2 years. | 75% loan to value up to £500,000 property value. | £1,999 is added to the loan at completion. | Quote Enquiry |
| 6.95% Loan Term Tracker |
3% of the amount being repaid for the first 4 years from drawdown. | 75% loan to value up to £375,000 loan amount. | 1% of the loan amount is due on completion. | Quote Enquiry |
| 7.04% 3 year Fixed Rate |
5% of the amount being repaid until 31/12/2011. | 75% loan to value up to £500,000 loan amount. | 2% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 7.04% 5 year Fixed Rate |
5% of the amount being repaid until 31/12/2013. | 75% loan to value up to £500,000 loan amount. | 2% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 7.19% 3 year Fixed Rate |
5% of the amount being repaid until 31/12/2011. | 75% loan to value up to £500,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 7.29% 3 year Fixed Rate |
5% of the amount being repaid until 31/12/2011. | 75% loan to value up to £500,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
| 7.29% 5 year Fixed Rate |
5% of the amount being repaid until 31/12/2013. | 75% loan to value up to £500,000 loan amount. | 1.5% of the loan amount is added to the loan at completion. | Quote Enquiry |
Unlike self certification in relation to income with residential mortgages, Buy to Let self certification, in the majority of cases, refers to the fact that rental income is not being used as a consideration for assessing repayment capability. Buy to Let applicants should however be aware that, by opting for a self certification mortgage, they may need to certify their income is sufficient to match monthly Buy to Let mortgage repayments.
Mortgages for Business have expertise and experience in placing all types of Buy to Let mortgage business, so whatever your personal circumstances, we are acutely aware of how to achieve the best Buy to Let funding for you.
You may also be interested in our Buy to Let fixed rate mortgages or our Buy to Let discounted rate mortgages. In addition, we can also provide expert advice for all your commerical mortgage, property development finance and residential mortgage needs.
