Buy to Let Insurance
If you let your property you will need landlords or buy to let insurance cover as the associated risks can be substantial and different from those experienced by commercial property investors and normal household insurance will not cover you.
Landlords carry greater risks than the average householder, so making sure that you are fully covered is vital in todays blame and claim culture.
Do I need Buy to Let insurance?
Buy to Let insurance is essential to ensure that your investment and Buy to Let property portfolio are protected for the future. By insuring you have your Buy to Let insurance in place you can have peace of mind that your house or houses are safe.
Does Buy to Let insurance differ from home insurance?
A Buy to Let insurance policy does differ from normal household insurance. Buy to Let insurance is specifically created for property that is designed to provide an additional income by letting it out and covers the landlord accordingly.
Your Buy to Let insurance policy will cater for aspects not found in normal home insurance such as Landlord Contents and Liability cover. As a landlord you have legal responsibilities to your tenants that are different to those of your home. By taking out Buy to Let insurance you can be sure you are covered for this.
Does my Buy to Let insurance cover my tenants contents?
No, you can only insure your own contents under your Buy to Let insurance cover - your tenants will need to get their own contents insurance to cover their belongings. This is because the contents being insured must be directly owned by the person taking out the insurance policy.
Our insurance team have over 20 years experience of advising our customers on their Buy to Let insurance requirements. We offer an independent insurance brokerage service and are committed to providing buy to let insurance cover at competitive rates.
Why not fill out our Buy to Let Insurance form and we'll get in touch with you to get the right Buy to Let insurance cover for you.
To find out more about Buy to Let insurance, landlord buildings insurance and other products please select the appropriate link from the left hand menu or contact Insurance for Landlords on 0844 892 1300 or make an enquiry online
Don't forget to take a look at our market leading Buy to Let mortgages, commercial mortgages and property development finance pages.
