Commercial Mortgages

There are two types of commercial mortgage:

1. Business mortgage (also known as owner-occupier mortgage)
If you are looking for a mortgage to purchase premises for your business you will need a business mortgage or owner-occupier mortgage. If you already own your business premises and are looking to refinance the property you will need a business remortgage (or owner-occupier remortgage).

2. Commercial investment mortgage
If you are looking to invest in non-residential property to rent out to other businesses you will need a commercial investment mortgage. If you already own a commercial property for investment purposes and are looking to refinance it, you will need a commercial investment remortgage.

More details on both business mortgages and commercial investment mortgages can be found using the navigation bar to your left.

Please be aware our commercial mortgages section doesn’t include rate information because in most cases rates are determined on an individual basis based on the strength of your proposition.  To assess the rate you’re likely to pay, please call us and we’ll chat through your proposition to target the right choice of commercial mortgage for you.

Within our commercial mortgage pages you will be able to find out about all the different industry sectors in which we can help assist you in including:

• Leisure property mortgages including:
  Mortgages for restaurants
  Mortgages for pubs
  Mortgages for cafes
  Mortgages for bars
  Mortgages for hotels
  Mortgages for B&Bs
  Mortgages for guesthouses
  Mortgages for golf clubs
  Mortgages for nightclubs
  Mortgages for casinos
  Mortgages for healthclubs
  Mortgages for spas
  Mortgages for sports and leisure facilities
   
• Semi commercial mortgages including:
  Mortgages for shops with flats above
  Mortgages for offices with flats above
  Mortgages for hotels with owners' accommodation
   
• Retail commercial property investment including:
  Retail units
  Retail parks
   
• Office property mortgages including:
  Mortgages for offices blocks
  Mortgages for offices above shops
   
• Industrial property mortgages including:
  Mortgages for light industrial units
  Mortgages for industrial parks
  Mortgages for warehouses
  Mortgages for factories
  Mortgages for storage facilities
   
• Care home mortgages including:
  Mortgages for nursing homes
  Mortgages for rest homes for the elderly
  Mortgages for hospices
  Mortgages for convalescent homes
   
• Professional property mortgages
  Mortgages for vetinary surgeries
  Mortgages for doctors' surgeries
  Mortgages for chambers
  Mortgages for private schools
  Mortgages for childcare nurseries
   
• Agricultural mortgages
  Mortgages for farms
  Mortgages for farm buildings
  Mortgages for farm land

Whether buying commercial property for investment or trading purposes, the list of property types is endless. For more specific help and to talk through the commercial mortgage options, call our team of expert advisers today.

Application Forms
If you would like to apply for a mortgage then you can do so by clicking on our commercial mortgage application form and filling out the information requested. All our mortgage lenders accept this simplified bespoke form so we can deal with your application quickly and easily.