Commercial Mortgages
There are two types of commercial mortgage:
1. Business mortgage (also known as owner-occupier mortgage)
If you are looking for a mortgage to purchase premises for your business you will need a business mortgage or owner-occupier mortgage. If you already own your business premises and are looking to refinance the property you will need a business remortgage (or owner-occupier remortgage).
2. Commercial investment mortgage
If you are looking to invest in non-residential property to rent out to other businesses you will need a commercial investment mortgage. If you already own a commercial property for investment purposes and are looking to refinance it, you will need a commercial investment remortgage.
More details on both business mortgages and commercial investment mortgages can be found using the navigation bar to your left.
Please be aware our commercial mortgages section doesn’t include rate information because in most cases rates are determined on an individual basis based on the strength of your proposition. To assess the rate you’re likely to pay, please call us and we’ll chat through your proposition to target the right choice of commercial mortgage for you.
Within our commercial mortgage pages you will be able to find out about all the different industry sectors in which we can help assist you in including:
- Leisure property mortgages including:
Mortgages for restaurants
Mortgages for pubs
Mortgages for cafes
Mortgages for bars
Mortgages for hotels
Mortgages for B&Bs
Mortgages for guesthouses
Mortgages for golf clubs
Mortgages for nightclubs
Mortgages for casinos
Mortgages for healthclubs
Mortgages for spas
Mortgages for sports and leisure facilities
- Semi commercial mortgages including:
Mortgages for shops with flats above
Mortgages for offices with flats above
Mortgages for hotels with owners' accommodation
- Retail commercial property investment including:
Retail units
Retail parks
- Office property mortgages including:
Mortgages for offices blocks
Mortgages for offices above shops
- Industrial property mortgages including:
Mortgages for light industrial units
Mortgages for industrial parks
Mortgages for warehouses
Mortgages for factories
Mortgages for storage facilities
- Care home mortgages including:
Mortgages for nursing homes
Mortgages for rest homes for the elderly
Mortgages for hospices
Mortgages for convalescent homes
- Professional property mortgages
Mortgages for vetinary surgeries
Mortgages for doctors' surgeries
Mortgages for chambers
Mortgages for private schools
Mortgages for childcare nurseries
- Agricultural mortgages
Mortgages for farms
Mortgages for farm buildings
Mortgages for farm land
Whether buying commercial property for investment or trading purposes, the list of property types is endless. For more specific help and to talk through the commercial mortgage options, call our team of expert advisers today.
Application Forms
If you would like to apply for a mortgage then you can do so by clicking on our commercial mortgage application form and filling out the information requested. All our mortgage lenders accept this simplified bespoke form so we can deal with your application quickly and easily.
Case Studies
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Auction Purchase – Commercial Vehicle Repair Yard
Applicants were renting yard premises and existing site came up for sale at Auction. Purchas...
- Releasing equity on a commercial property to buy a home
Our client owns an unencumbered commercial property in an expensive part of London that is let...
Knowledge Base articles
- Best business and commercial mortgage rates Updated: 06 August 2012
- Commercial Remortgage Updated: 06 August 2012
- Fixed rate commercial mortgages Updated: 06 August 2012
- Releasing equity on a commercial property to buy a home
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Latest news
- US commercial mortgage returns remain positive for investors Commercial mortgage returns in the US have remained strong for investors
- Commercial mortgages: Expanding SMEs to cause job creation boost The wide availability of commercial mortgages will allow SMEs to expand


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