Residential mortgages
This section provides a very brief overview of the kind of leading residential mortgages we can offer you. To discuss your individual circumstances we also suggest it’s best to get in contact with us directly, so please call us or fill in an on site form.
This section of our site encompasses all the different types of mortgages which are secured against your home. We are able to offer mortgages to first time buyers, home movers and those remortgaging, and as we offer mortgages from the whole of the market, not only will you benefit from expert advice from a highly experienced consultant, but we will do the leg work of shopping around on your behalf.
To view further details of our residential mortgages please click on the rates below, to view a particular type of mortgages, such as fixed rates, please use the drop down box or left hand menu.
| Product | Early Repayment Charge | Loan to value | Fees | Quote/Enquiry |
|---|---|---|---|---|
| 1.98% 1 Year Tracker (Lenders Bank Base Rate + 1.48% until 30/04/2011). | 2% of the outstanding loan if the mortgage is repaid before 30/04/2013 | 60% to £1,000,000 | £999 | Enquiry |
| 2.69% 3 Year Tracker (Bank Base Rate + 2.19% ). | 2% of the outstanding loan if the mortgage is repaid within 3 years after the mortgage completes | 70% to £550,000 | £995 | Enquiry |
| 4.09% 2 Year Tracker (Bank Base Rate + 3.59% ). | 2% of the outstanding loan if the mortgage is repaid within 2 years after the mortgage completes | 85% to £500,000 | 2% of loan amount | Enquiry |
Why use Mortgages for Business
When it comes to finding a mortgage for your home, there are literally hundreds of residential mortgages on the market and finding the right one can feel like an impossible challenge. Whether you need advice on whether to take a fixed rate mortgage or tracker rate residential mortgages, to arrange your mortgage on interest only or repayment or just need some good overall advice, our consultants will be able to give you advice and recommend the best options for you, to ensure that financing your home is a simple pain free process.
Many of our clients come to us because their situation is a little outside of the norm, be it the way they get paid, the type of home they are looking to mortgage, their financial situation and their credit history. They have found that using a consultant who researches all residential mortgages, across the whole of the market for them means that they are able to get the mortgage that they need when they had previously not been able to.
Our service
As well as benefitting from a dedicated consultant who is fully qualified with years of industry experience, you will also have your own case manager, who will handle all of the administration of your mortgage application all the way through to the day you complete. We pride ourselves on the strong relationships we forge with our clients and believe that the best service and advice can only be achieved on a one to one basis.
Specialist Areas
Every client is different and has a individual set of circumstances to consider when taking a mortgage for their home or investigating residential mortgages. As a whole of market brokerage, our consultants are best equipped to deal with all situations and requirements. So whether you are looking for a shared ownership mortgage, or are taking advantage of the Government homebuy schem , have an imperfect credit history, or have found a property which is unusual, then we will be able to help you find the residential mortgage. Additionally, we will help you to ensure that your home will remain yours, by offering advice on your protection needs.
Our Rates
There are hundreds of deals available when it comes to taking residential mortgages. Aboveare a selection which we felt were worthy of a mention, however there are many more that are not listed. Our consultants will be happy to speak to you, discuss your requirements and recommend the best product for your needs.
If you're a first time buyer why not find out how we can help you or if you're looking to remortgage please take a look at our residential remortgaging pages. Don't forget we can help you with all your Buy to Let mortgage, commercial mortgages and property development finance needs right now - contact us today.
