Bad Credit

It is becoming increasingly common to find people struggling to get a mortgage due to bad credit from past financial difficulties. It often comes as a surprise as to just how easy it can be to get a bad credit rating which will effect your ability to borrow money in the future. This often sees people struggle to get a mortgage or re-mortgage, even if they are now in a better financial situation.

Those with bad credit may discover that some lenders will automatically reject an application from someone who has poor credit and this may be recorded as part of the credit rating, subsequently making it even more difficult to secure a mortgage or loan.

However, mortgages and re-mortgages are still available for those who do have bad credit or credit problems such as IVAs, CCJs and bankruptcy (past or present) and we can help to advise you, ensuring you do not effect your credit rating furhter. Due to our total market access and industry knowledge, we know the lenders who are sympathetic to credit status issues and can help you secure your mortgage or loan.

Why not take a look at our shared ownership pages or our best mortgage rates and deals. You can also find out all you need to know about our Buy to Let mortgages, property development finance and commercial mortgages.