Buy to Let Blog

 The latest Buy to Let mortgage market news, advice and views from our resident experts at Mortgages for Business. 

• The return of Buy to Let as a commercial transaction 21.11.2008

  The Buy to Let mortgage market is back to where it was in the early 90s when applications were underwritten and priced on a more commercial basis.

• Record fall in inflation paves the way for more rate cuts - 18.11.2008

  A record fall in Consumer Price Index (CPI) reinforces the belief that Base Rate will be cut further in December.

• Base Rate set to hit record low - 13.11.2008

  Base Rate will continue to fall but what about mortgage rates?

• LIBOR and SWAP rates are easing - residential products on the move 10.11.08

  After 3 month LIBOR fell on Friday by an eye watering 106bp to 4.49% there was a concern to see how much it would move today. It has reduced by a healthy 7bp to 4.42% which, if repeated, would boost confidence in market liquidity.

• Base Rate will fall further but what will mortgage rates do? - 10.11.2008

  Base Rate will contnue to fall but when we will see a reduction in Mortgage Rates?

• Bank Base Rate 3% - 06.11.2008

  Reaction to Bank of England reduction of BBR.

• Business Development Research Consultants: Landlord Research - 06.11.2008

  Latest research results for landlords views of the current state of the buy to let market .

• LIBOR moving in the right direction: 5.72% - 04.11.2008

  With Base Rate certain to be cut by 0.5% this Thursday and some predicting an even deeper cut of 1%, 3 month Libor has acccelerated its downward movement.

• 3 month LIBOR under pressure to continue downward momentum - 27.10.2008

  Following today's news on South Korea cutting 0.75% to 4.25% with speculation of other worldwide cuts in Base Rates, further downward pressue on UK Interbank rates is likely.

• Housing Report recommends tax breaks for "good" Buy to Let landlords - 24.10.2008

  A report issued by York University academic reviewed in today's FT suggests that "good" landlords may be incentivised by the Gov't with tax breaks.