Are there any lenders willing to take us on, or are we too old?

My husband and I are both in our sixties and we are looking to invest some of our pension pot in a buy-to-let. Are there any lenders willing to take us on, or are we too old?

No you are not too old, in fact, buy to let mortgage options for older borrowers are increasing. Some lenders now accept personal applicants up to 80 years of age at the end of the mortgage term. One will even go to 104 as long as you are less than 70 when you apply.

However, if you use a limited company as the borrowing vehicle, you will find that age limits don’t apply with a few lenders. Your best bet is to talk to an experienced buy to let broker who can look at your requirements and work out which lender will be most suitable for your circumstances.