Are buy to let mortgages for limited companies more expensive?

Are buy to let mortgages for limited companies more expensive?

This all depends on the lender. Ltd Co mortgages do require a higher level of underwriting, but whether or not the lender chooses to pass on the increased cost to the individual is up to them.

We have seen pricing come down since the government’s proposed tax changes were announced in 2015. And many lenders, including our own lending brand Keystone are now offering the same rates to both individual and Ltd Co applicants (Updated: 29/03/2016).

If you own an Android device or iPhone download our buy to let app today to filter by limited company rates.

Related questions:

Are limited company buy to let mortgages harder to get?

Will I have to provide a personal guarantee if I take out a limited company buy to let mortgage?

Will I have to put in a bigger deposit if I borrow through a limited company?

Is there a particular type of limited company I should establish in order to purchase buy to let properties?