Is there a particular type of limited company I should establish in order to purchase buy to let property?

Is there a particular type of limited company I should establish in order to purchase buy to let property?

In the mortgage world there are two types of companies. The first are those which only hold property and do nothing else – these are known as Special Purpose Vehicles (or SPVs). Companies which do anything other than this are known as trading companies.

Most buy to let lenders which lend to Ltd Co’s will only lend to SPVs although there are a handful which will lend to trading companies.

If you own an Android device or iPhone download our buy to let app today to filter by limited company rates.

Related questions:

Are limited company buy to let mortgages more expensive?

Will I have to provide a personal guarantee if I take out a limited company buy to let mortgage?

Will I have to put in a bigger deposit if I borrow through a limited company?

Can I borrow through a newly created limited company if I don't have any accounts?