Who is the second applicant on a mortgage?

Second applicant

All lenders will allow more than one person to be named on a mortgage. The second applicant is the second named person (individual or director) on the mortgage application. Generally, the second applicant is the person who stands a lesser chance of qualifying for the mortgage than the main applicant. Usually, lenders allow up to two applicants when applying in personal names and up to four when applying in a limited company capacity.