Agricultural mortgages

We understand running an agricultural business is extremely time consuming whether the business is a farm or groundscare based, however we take the time to find the right commercial mortgage for you given your personal circumstances and how you see your agricultural business developing in the future.

We have wide ranging experience in dealing with agricultural land and buildings investment for a number of uses.  In many cases a hands on approach is essential in agricultural investment funding and we will be happy to visit the site of investment to get a better idea of the mortgage rates and terms that are achievable for a particular proposition.

The maximum loan to property value on agricultural properties on a good proposition will be around 75%.

Agricultural owner occupiers will ideally require evidence of trading accounts and a business proposal will ideally be needed in order to secure better rates of funding.  For agricultural investors the tenant will be the main influence in the funding decision and the better the quality of the tenant the better the terms of the commercial investment mortgage.