Fixed rate commercial mortgages

Standardised fixed rate mortgages do exist for commercial mortgage propositions but in many cases we’ll be able to negotiate an individual fixed rate mortgage on your behalf. 

The majority of fixed rate products will be priced over three, five and 10 year fixed mortgage terms, with three and five year fixed rates being the most common. Rates may be based on either BBR, LIBOR or SWAPs and we provide daily updates these money market rates on the Mortgages for Business homepage.

Typically, commercial mortgage fixed rates are priced higher than residential mortgages and should therefore not be used a benchmark in product selection.

Having said that, the majority of commercial mortgages are not priced on a fixed rate basis, with most lenders choosing to offer funding at a margin over Bank of England Base Rate or LIBOR.  However due to our relationships with a multitude of lenders we are able to offer a range of fixed rate options to borrowers.

To get a full outline of the fixed rate mortgage available for your commercial proposition please call us or fill in an enquiry form.