Semi commercial mortgages

Semi-commercial properties will be treated by financial institutions purely as a commercial mortgage proposition despite a certain percentage of the transaction involving a residential property element. 

Examples of semi-commercial will include a shop with a flat above it or a residential property that has partly been converted into a public house.  Here the purchaser will be buying the complete unit, i.e. the commercial and residential elements.

We can help provide the finance of all these sorts of transaction, whether it is a car showroom with a luxury apartment above or a fish and chip shop with a small studio flat above.

Increasingly we have seen property investors moving into commercial property, many of these investors will have formerly been Buy to Let property portfolio investors.  For the majority of Buy to Let investors their first step into commercial investment will be via semi-commercial properties i.e. a property with a residential (Buy to Let only) and commercial element such as a retail unit with a flat above it.

For further information please call us or fill in our enquiry form.