Top 10 Best Buy to Let Mortgages for Limited Companies

Jeni Browne, Head of Regulated and Buy to Let Lending hand-picks her top 10 buy to let mortgage rates for Limited Companies

1

4.19% (5.2% APR) 2 year fixed

Key features

  • 75% LTV up to £750,000
  • 70% LTV up to £1,000,000
  • ERCs apply
  • No minimum income requirement
  • 1.5% arrangement fee
  • RTI 125% @ 4.98%
  • Purchase and remortgage

Borrower types accepted

  • LLPs
  • SPV Ltd Co's

Tenants accepted

  • Standard ASTs
  • Students

Property types accepted

  • Ex-council houses
  • New builds
  • Vanilla buy to let property


>> Get a quote instantly

 

2

3.19% (4.5% APR) 3 year fixed

Key features

  • 60% LTV up to £1,500,000
  • 50% LTV up to £3,000,000
  • ERCs apply
  • £25k pa minimum income requirement
  • 1.25% arrangement fee
  • RTI 125% @ 4.50%
  • Purchase and remortgage

Borrower types accepted

  • LLPs
  • SPV Ltd Co's
  • First-time buyers
  • First-time landlords
  • Partnerships
  • Individuals 

Tenants accepted

  • Standard ASTs
  • Students
  • Housing association tenants 

Property types accepted

  • Ex-council houses
  • Freehold conversions
  • Multi-unit properties
  • Vanilla buy to let property


>> Get a quote instantly

3

3.45% (5.2% APR) 3 year fixed

Key features

  • 65% LTV up to £2,000,000
  • ERCs apply
  • £25k pa minimum income requirement
  • 1.25% arrangement fee
  • RTI 125% @ 5%
  • Purchase and remortgage

Borrower types accepted

  • SPV Ltd Co's
  • First-time landlords
  • Professional landlords
  • Related transactions

Tenants accepted

  • Standard ASTs
  • Company lets
  • Housing association tenants

Property types accepted

  • Vanilla buy to let property


>> Get a quote instantly

 

4

3.79% (6.5% APR) 2 year fixed

Key features

  • 65% LTV up to £3,000,000
  • ERCs apply
  • £25k pa minimum income requirement
  • 1.5% arrangement fee
  • RTI 140% @ 5%
  • Purchase and remortgage

Borrower types accepted

  • SPV Ltd Co's
  • Individuals

Tenants accepted

  • Standard ASTs
  • Students

Property types accepted

  • Vanilla buy to let property
  • Multi-units
  • Ex-council houses
  • Studio flats
  • HMOs


>> Get a quote instantly


5

3.95% (5.4% APR) 3 year fixed 

Key features

  • 75% LTV up to £500,000
  • 70% LTV up to £1,000,000
  • 65% LTV up to £2,000,000
  • ERCs apply
  • £25k pa minimum income requirement
  • 1.5% arrangement fee
  • RTI 125% @ 5%
  • Remortgage at value day one
  • Purchase and remortgage

Borrower types accepted

  • SPV Ltd Co's
  • Individuals
  • First-time landlords
  • Related transactions

Tenants accepted

  • Standard ASTs
  • Students
  • Company lets
  • Housing association tenants

Property types accepted

  • Vanilla buy to let property

>> Get a quote instantly

6

3.99% (5.7% APR) 2 year fixed

Key features

  • 75% LTV up to £500,000
  • 60% LTV up to £1,000,000
  • ERCs apply
  • No minimum income requirement
  • 1.5% arrangement fee
  • RTI 125% @ 5%
  • Remortgage at value day one
  • Purchase and remortgage

Borrower types accepted

  • SPV Ltd Co's
  • Individuals
  • LLPs
  • Related transactions
  • Partnerships
  • Expats

Tenants accepted

  • Standard ASTs
  • Students
  • Company lets
  • Housing association tenants

Property types accepted

  • Vanilla buy to let property
  • HMOs
  • Multi-units
  • New builds
  • Ex-council houses
  • Flats over commercial
  • Freehold conversions


>> Get a quote instantly

 

7

4.59% (6.2% APR) 5 year fixed

Key features

  • 80% LTV up to £3,000,000
  • ERCs apply
  • £25k pa minimum income requirement
  • 1.75% arrangement fee
  • RTI 140% @ 5%
  • Purchase and remortgage

Borrower types accepted

  • SPV Ltd Co's
  • Individuals

Tenants accepted

  • Standard ASTs
  • Students

Property types accepted

  • Vanilla buy to let property
  • HMOs
  • Multi-units
  • Ex-council houses
  • Studio flats


>> Get a quote instantly

8

3.79% (5.1% APR) 3 year fixed

Key features

  • 75% LTV up to £250,000
  • ERCs apply
  • No minimum income requirement
  • £2,499 arrangement fee
  • RTI 125% @ 5.25%
  • Purchsae and remortgage

Borrower types accepted

  • SPV Ltd Co's
  • Related transactions

Tenants accepted

  • Standard ASTs

Property types accepted

  • Vanilla buy to let property
  • New builds
  • Ex-council houses


>> Get a quote instantly

 

9

3.79% (4.5% APR) 5 year fixed

Key features

  • 60% LTV up to £1,500,000
  • 50% LTV up to £3,000,000
  • ERCs apply
  • £25k pa minimum income requirement
  • 1.25% arrangement fee
  • RTI 125% @ 4.50%
  • Purchase and remortgage

Borrower types accepted

  • SPV Ltd Co's
  • LLPs
  • Partnerships
  • First-time buyers
  • First-time landlords
  • Individuals

Tenants accepted

  • Standard ASTs
  • Students
  • Housing association tenants

Property types accepted

  • Vanilla buy to let property
  • Multi-units
  • Ex-council houses
  • Freehold conversions


>> Get a quote instantly

10

3.99% (5.1% APR) 2 year fixed

Key features

  • 75% LTV up to £750,000
  • 70% LTV up to £1,000,000
  • ERCs apply
  • No minimum income requirement
  • 1.5% arrangement fee
  • RTI 125% @ 4.98%
  • Purchase and remortgage

Borrower types accepted

  • SPV Ltd Co's
  • LLPs

Tenants accepted

  • Standard ASTs
  • Students

Property types accepted

  • Vanilla buy to let property
  • New builds
  • Ex-council houses

>> Get a quote instantly

 

To discuss limited company buy to let mortgages further, do get in touch with me or any of our expert mortgage brokers on 0345 345 6788

 

You might also like to read:

>> Stress tests: Why you can borrow more via a Ltd Co

>> Investing in buy to let: Trading Ltd Co's versus SPV Ltd Co's 

>> Setting up an SPV Limited Company

>> FAQs on buy to let mortgages for limited companies

>> How the restriction of relief on BTL mortgage interest will affect landlords

>> Summer Budget 2015 and the implications for landlords

 

 

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