3.19% Fixed

Rate Type
Initial Rate
Overall Cost For Comparison (APR)
Initial Period
2 year term.
Reversion Rate
6.58% (SVR).
Purchase and remortgage
Min - Max Loan Amount
Min - Max Mortgage Term
5 to 35 years.
Min - Max Age
From 25 years to 85 years old.
Income Required
We have no minimum salary requirement data.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
145% at 5.50%.
Acceptable property locations
England, Wales, Isle of Wight
Early Repayment Charges
3% of the amount being repaid for the first 2 years from drawdown (Overpayments of up to a maximum of £499 per month can be made without incurring an ERC.).
Arrangement Fee
1.25 % due on completion.
Broker Fee
A broker fee of £497 will apply for personal applications and £597 for applications made by limited companies.
Free Legals and Valuations
No fees free options are available.
Please note that this lender charges a non refundable Administration fee of £130 payable on completion of the Decision in Principle. The Valuation fee includes a non-refundable admin fee of £100. If the loan is being taken out in a limited company, please note that this lender will require unsupported personal guarantees from all applicants.
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