1.54% Fixed

Rate Type
Initial Rate
Overall Cost For Comparison (APR)
Initial Period
2 year term.
Reversion Rate
4.49% (SVR).
Remortgage only
Min - Max Loan Amount
Min - Max Mortgage Term
5 to 25 years.
Min - Max Age
From 21 years to 75 years old.
Income Required
A salary of at least £25,000 is required.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
145% at 5.50%.
Acceptable property locations
England, Wales, Scotland, Northern Ireland, Isle of Wight
Early Repayment Charges
3% of the amount being repaid until 02/05/2020 ( All borrowers are able to make capital repayments of up to 10% of their total outstanding loan balance each calendar year without incurring an ERC.).
Arrangement Fee
£1,499 due on completion.
Broker Fee
A broker fee of £497 will apply for personal applications and £597 for applications made by limited companies.
Free Legals and Valuations
Free legal fees, free valuation.
The Valuation fee includes a non-refundable survey set-up fee of £90. Mortgage account fee = £225 The cost of providing and administering your mortgage. Pre-completion Product Change fee = £199 costs for changing your product at your request after you have already submitted your mortgage application, but before it completes. Should the customer redeem their mortgage on or before the 2nd April 2019 the cashback or standard legal work benefit must be repaid (£250 cashback) The repayment of the benefit received will be in addition to any product ERC applicable.
Back to Results Get Quote