2.89% Fixed

Rate Type
Initial Rate
Overall Cost For Comparison (APR)
Initial Period
2 year term.
Reversion Rate
5.50% (LIBOR + 4.97%).
Remortgage only
Min - Max Loan Amount
Min - Max Mortgage Term
5 to 35 years.
Min - Max Age
From 25 years to 80 years old.
Income Required
We have no minimum salary requirement data.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
125% at 5.50%.
Acceptable property locations
Early Repayment Charges
4% of the amount being repaid for the first year, then 3% until the end of year 2.
Arrangement Fee
2.00 % due on completion.
Broker Fee
A broker fee of £497 will apply for personal applications and £597 for applications made by limited companies.
Free Legals and Valuations
Refund of valuation fee.
If an applicant decides to change the product on the application after the mortgage product has been offered, a non-refundable administration fee of £120 is payable prior to the amended mortgage offer being issued. Director's unsupported Personal Guarantees will be required if the mortgage is taken in the name of a Limited Company.
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