1.39% Fixed

Rate Type
Initial Rate
Overall Cost For Comparison (APR)
Initial Period
2 years to 30/06/2020.
Reversion Rate
5.00% (SVR + 4.50%).
Purchase only
Min - Max Loan Amount
Min - Max Mortgage Term
5 to 40 years.
Min - Max Age
From 25 years to 75 years old.
Income Required
A salary of at least £25,000 is required.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
145% at 5.50%.
Acceptable property locations
England, Wales, Scotland, Isle of Wight
Early Repayment Charges
3% of the amount being repaid until 30/06/2019, then 2% until 30/06/2020 (During the ERC period, overpayments can be made up to 10% of the outstanding mortgage balance on the last anniversary or account open date without incurring an early repayment charge. ).
Arrangement Fee
£1,999 due on completion.
Broker Fee
A broker fee of £497 will apply for personal applications and £597 for applications made by limited companies.
Free Legals and Valuations
No fees free options are available.
Please note that this lender charges a non refundable Administration fee of £90 payable on full application in all instances.
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