HMO mortgage rates

Listed below are all the buy to let mortgage rates available where lenders will accept Houses in Multiple Occupation as security. Remember every lender has slightly different rules on the size and type of HMO it will accept, so do please talk to our expert brokers for more detailed information.

Buy to let overview
  • Initial rate
  • Rate type
  • Initial period
  • Max LTV
  • Arrangement fee
  • Early repayment charges
Product
1.64% Fixed for 2 years to 30/04/2020.
Initial Rate
1.64%
Rate Type
Fixed
Initial Period
2 years to 30/04/2020.
Max LTV
60%
Arrangement fee
£999 due on completion.
Early repayment charges
Yes
Overall cost for comparison
5.3% APR
Product
1.74% Fixed for 2 years to 30/04/2020.
Initial Rate
1.74%
Rate Type
Fixed
Initial Period
2 years to 30/04/2020.
Max LTV
60%
Arrangement fee
£1,999 due on completion.
Early repayment charges
Yes
Overall cost for comparison
5.4% APR
Product
1.74% Fixed for 2 years to 30/04/2020.
Initial Rate
1.74%
Rate Type
Fixed
Initial Period
2 years to 30/04/2020.
Max LTV
60%
Arrangement fee
£1,999 due on completion.
Early repayment charges
Yes
Overall cost for comparison
5.4% APR
Product
1.80% Fixed for 2 year term.
Initial Rate
1.80%
Rate Type
Discounted
Initial Period
2 year term.
Max LTV
60%
Arrangement fee
£199 due on completion.
Early repayment charges
Yes
Overall cost for comparison
5.3% APR
Product
1.84% Fixed for 2 years to 30/04/2020.
Initial Rate
1.84%
Rate Type
Fixed
Initial Period
2 years to 30/04/2020.
Max LTV
60%
Arrangement fee
£999 due on completion.
Early repayment charges
Yes
Overall cost for comparison
5.4% APR
Product
1.90% Fixed for 2 year term.
Initial Rate
1.90%
Rate Type
Discounted
Initial Period
2 year term.
Max LTV
60%
Arrangement fee
Nil due on completion.
Early repayment charges
Yes
Overall cost for comparison
5.3% APR
Product
1.90% Fixed for 5 years to 31/03/2023.
Initial Rate
1.90%
Rate Type
Discounted
Initial Period
5 years to 31/03/2023.
Max LTV
60%
Arrangement fee
£1,999 due on completion.
Early repayment charges
No
Overall cost for comparison
4.7% APR
Product
1.90% Fixed for 5 years to 31/03/2023.
Initial Rate
1.90%
Rate Type
Discounted
Initial Period
5 years to 31/03/2023.
Max LTV
60%
Arrangement fee
£1,999 due on completion.
Early repayment charges
No
Overall cost for comparison
4.7% APR
Product
1.90% Fixed for 2 year term.
Initial Rate
1.90%
Rate Type
Discounted
Initial Period
2 year term.
Max LTV
60%
Arrangement fee
Nil due on completion.
Early repayment charges
Yes
Overall cost for comparison
5.3% APR
Product
1.95% Fixed for 2 years to 31/03/2020.
Initial Rate
1.95%
Rate Type
Discounted
Initial Period
2 years to 31/03/2020.
Max LTV
60%
Arrangement fee
£1,999 due on completion.
Early repayment charges
No
Overall cost for comparison
5.4% APR

Some of our lenders

  • Metro Bank
  • Clydesdale
  • Kent Reliance Banking Services
  • Kensington
  • Foundation Home Loans

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Buy to let: News and Insight

See all news
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    HMOs produced average yields of 8.9% in 2017, the highest of all buy to let property types according to the latest Complex Buy to Let Index published today by Mortgages for Business.

  • 6 Best Buy to Let Mortgages

    Paul Martins, Head of Buy to Let hand-picks his top 6 buy to let mortgage rates for individuals and limited companies.