Placing commercial mortgage deals
Struggling to place your clients' cases with the high street lenders? Need access to the specialist commercial lenders? Want some help negotiating terms? Mortgages for Business can help. Over the past 20 years we have worked hard to forge strong relationships with all lenders. And we have direct access too. So let us help you place that case.
How we can help...
- Experienced commercial mortgage brokers
- Best mortgage rates from specialist lenders
- Processing cases through to completion
Some of our lenders
Our brokers are extremely experienced in placing commercial mortgage cases. We have direct access to all the specialist lenders as well the high street banks. And we have a comprehensive understanding of their lending criteria too. We can help with both commercial mortgages and semi-commercial mortgages, offering good commission and no up-front fees.
Why can’t I access these specialist lenders directly?
To control the flow and quality of submissions these specialist lenders only allow a handful of brokers to join their panels. Mortgages for Business has developed strong relationships with these lenders, which has enabled us to have the power to negotiate the best mortgage rates and terms for clients.
We can help with
- Commercial and mixed investments
- Commercial owner occupier
- Minimum loan size of £200,000
- Loans up to 75% LTV
- Interest only available up to 80% LTV
- Rental income stress test from 110%
- Commercial investments with short leases – less than two years
- Stand-alone mortgages – no need to transfer business banking
- Rates typically from 4.90% over LIBOR
Whether you are looking to place deals for investors or businesses, we can help across a variety of market sectors including retail, office, industry and leisure.
In almost all circumstances we do not charge any upfront fees, including a broker fee to your clients. Your client remains your client, so broker fees are for you to charge.
We offer commission up to 0.75%. This figure is dependent on the chosen lender and worked out on a case by case basis.
Once we have been paid you will get paid. We have payment runs twice a month, so you’ll never be kept waiting once a case has fully completed.
What should I do now?
If you want some examples of situations where we have helped in the past take a look at our case studies. If you are ready to talk your case through with our deal placement team call us on 0845 148 9238.
Different rates of stamp duty apply depending on whether you are purchasing residential, commercial or mixed use property but how does this tax influence your investment decisions? Andy Elley, expert commercial mortgage broker compares the options.
Funding solutions to help buy or refinance a pub are available whether you’re an experienced or would-be publican, an investor or developer. The challenge to getting pub finance is more about knowing which lender to approach and how. That’s where a specialist commercial mortgage broker can help, as Richard explains.
The leaves may be falling down but commercial mortgage lending is up this autumn as the banks, building societies and other providers strive to hit their year-end targets. Andy Elley, Head of Commercial gives his view on what brokers can expect to achieve for their clients in terms of pricing and appetite to lend in the run up to Christmas.
Average yields have continued to rise for multi-unit freehold blocks (MUFBs) but what exactly are they and how easy is it to finance them? Gareth Richards, Consultant Mortgage Broker explains.