Commercial mortgages

Commercial investment mortgages

Commercial investment mortgages are designed for individuals and companies looking to purchase or refinance commercial property to rent out, profiting from rental income and property value appreciation. Commercial mortgages are also available on mixed use or semi-commercial property.

Commercial investment mortgage rates are individually priced to match the strength of the proposal.  In basic terms, the deposit requirement and headline mortgage rate will depend on the industry sector, the quality of tenant, the length of the lease and the borrower’s investment experience.

Typically, we can arrange commercial funding up to 75% loan to property value dependent on the quality of the asset and the tenant.  Commercial finance opportunities are not always limited by borrower circumstances and we can accommodate a variety of commercial lease terms and tenant qualities.

We’ll approach a panel of lenders on your behalf including specialist commercial mortgage lenders, niche providers, banks and building societies.  After negotiating with the panel we’ll select the most suitable lender for you in order to achieve the best plausible funding solution.

We can provide commercial investment mortgages for a myriad of different types of property, across numerous industry sectors including:

Business – single office units, office blocks, serviced offices, business parks

Retail – shops, single retail units, shopping parades & malls, retail parks

Industry – industrial units & parks, warehouses, factories

Leisure – restaurants, pubs, cafes, gyms, golf courses, spas

Health – care homes, nursing homes, surgeries, dental practices, vets

Education – schools, day-care nurseries, colleges

Typical commercial investment mortgages arranged by us for clients range from £100k to £25m. Take a look at our case studies to see how we’ve helped clients recently.

Whether you get capital and interest or interest only terms, you can use our commercial mortgage calculator to work out your monthly repayments.

We pride ourselves on our ability to deliver rapid funding to clients and to meet tight purchase deadlines including property auction purchases, so do call us to discover how we can help you.

ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.