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Erin Sutcliffe

Erin Sutcliffe

Job title: Senior Consultant Mortgage Broker

Date joined: 
December 2016

Role: A CeMAP qualified mortgage adviser, Erin can help you to achieve the finance you need to buy or remortgage your home whether you are looking to get onto the property ladder or move house.

Erin also loves helping customers remortgage. She is particularly good at finding rates that can save you money - think lower monthly mortgage payments!

If you need to raise capital to make home improvements she can help with that too, whether that's by getting you a further advance from your existing lender, remortgaging or taking out a second charge mortgage - basically she will find the best way of doing it for your circumstances. 

So, if you want a new kitchen, bathroom, total home makeover or extension but need to find a way of paying for it, give Erin a call on 01625 416392

Looking to move house but can't/don't want to sell your home?

If you have sufficient equity you could consider "Let to Buy". Talk to Erin to find out more about this option.

Experience: Before joining us, Erin spent five years working for the Co-op Bank, including three years in the mortgage division as both an administrator and a broker, so she really understands the mortgage application process from all angles. 

Favourite film: Deadpool

 

Testimonials: 

"Rapid DIP. Good knowledgeable advice" W. Peel. Leeds

"Communication, attention to detail and going above and beyond at all times. First time that I have dealt with Erin, yet it felt like we had worked together before. Its a bit cliche, but genuinely Erin always managed my expectations - under promised and over performed. Even down to timings for the lender to respond, it was clear that Erin knew her panel/contacts inside out" J. Smith. Worcestershire

"The process was taken care of and explained fully from start to finish leaving it stress free for me!" B. Nichol. Manchester


"The service offered by Erin and MFB can not be faulted over the two years since we began working together. Six property mortgages later all at market leading rates including the odd difficult one we never consider moving anywhere else. Very professional and personal to individual and property requirements. Excellent advice and we could not not have built or continue to build our business without Erin and MFB's support"
 P.Briggs. Manchester


"It is very rare to have such a positive customer experience such as that provided by Mortgages for Business. In particular, Erin Gallacher, mortgage consultant, from the outset made it feel that it was a very personal service. The case became quite complicated and protracted when the sale went to probate. Erin was a beacon of light and enthusiasm throughout the process. My wife and I were buoyed by her constant competence and enthusiasm right the way to the final hurdle. I would have no hesitation in recommending Mortgages for Business" 
J.Bray. Scotland


Communicated very well. Happy to accept a difficult set of circumstances and come up with an innovative solution. Erin and Melanie always have a very positive and cheerful outlook whilst maintaining a fully professional approach. Really impressed as always.
 B.Roberts. Southport

"Nothing to much trouble, able to help despite what I thought were complex issues but not to Erin. She listened and understood what was needed. She was at hand to answer any questions and had so much patience! We were kept informed of the process throughout. Definitely recommend and hope to use again" E.McKay. Northern Ireland


"Thank you so much, you've been our ray of sunshine throughout this long journey to our corner of paradise"
J & S Bray. Scotland 



"Able to help despite what I thought were complex issues but not to Erin. She listened and understood what was needed. She was at hand to answer any questions and had so much patience! We were kept informed of the process throughout. Definitely recommend and hope to use again!" 
E. McKay. Northern Ireland


"Good advice early in the process, educating me in options and considerations"
 P. Offord. Essex


"Andy, Wendy, Erin & Melanie have always been very understanding with us and explained things do us in detail when we forget things and they have a lot of patience and very professional" Q. Asaf. Manchester


"Erin was knowledgeable but understanding and empathetic too which was very important to me. She was a very safe pair of hands. Thank you Erin" N.Dickinson. Manchester


"Provided valuable expertise on borrowing options" J. Whelan. Bedfordshire 


"Thank Your Erin & Melanie for all your help. I was reading an article a few weeks ago on how difficult house purchase were but you made this effortless" 
J.Zhou. London 


"It was absolute pleasure working with YOU.

Your customer service is brilliant and you should educate others people in business how you can striving for excellence.

Thanks again for your hard work Erin and keep going" L.Trizuliak. Merseyside

 

"Thanks for all your help and hard work on the two remortgages. You were extremely professional and kept us updated on what was happening. But most importantly nothing was too much trouble. So thank you once again. We look forward to doing business with you for many years to come" A.Choudry. Croydon

 

"Erin looked outside the box to find a way through to the successful financing of a challenging project.

This is my fourth mortgage arranged through MFB all handed superbly well" P.B, Wales

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Blogs

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  • Can you rent to a family member under a buy to let mortgage?



    Purchasing a buy to let property is an excellent way of investing in the housing market. But sometimes, the motive for buying a residential property to let out is not financial gain, but instead a way of supporting family members. In this circumstance, what type of mortgage do you get? Are there different lending criteria? Do you need a higher credit score? Below, we break down what a family buy to let mortgage is, and how you can get one.

  • How to change to a buy to let mortgage



    If you’re looking to change to a buy to let mortgage, there are certain factors you need to consider. Read below to find out further information about buy to let mortgages, if you can change your current mortgage over to one, and how this process works.

  • The Difference Between Consumer Buy to Let and Let to Buy Mortgages



    The mortgage world is full of jargon, so it’s easy to get confused about the difference between consumer buy to let and let to buy! Experienced residential and buy to let broker, Erin Gallacher, explains the differences between these two frequently confused buy to let mortgage types.

  • The Driving Force of the UK Property Market Boom



    Despite everything else going on this year, it’s been impossible to ignore the hive of activity going on in the residential housing market. Residential Consultant, Erin Gallacher, explains what’s caused this mini-boom and examines the particular areas of the market that have been driving it.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE