Gavin Elley

Gavin Elley

Job title: Head of Sales - Wilmslow

Date joined: 
April 2004

Role: Predominantly a buy to let broker, Gavin also helps clients with their residential mortgage needs. His knowledge of buy to let lending criteria is second to none, so if you are not sure which lender or mortgage is right for you, talk to Gavin for a deeper understanding of the available solutions. 

Although he's based in the Wilmslow office, Gavin's clients live all over the UK and range from professional landlords with large property portfolios, to those just thinking of getting into buy to let.

Gavin works closely with case manager, Melanie Bailey. 

Experience: Having left university a while back, Gavin's first career was in the chemical industry. After a few years he changed tack and joined the Britannia Building Society where he quickly rose through the ranks. Noted for his ability to meet his business customers' expectations, he was twice nominated for a national customer service award. From Britannia he moved to Chase de Vere Investments where, in addition to managing his own clients, he set up the broker training and development programme for sister company London & Country Mortgages.

His relevant professional qualifications include the Financial Planning Certificate (FPC), Certificate of Mortgage Advice and Practice (CeMAP), Certificate in Money Laundering Prevention and, Certificate of Business Banking and Conduct (CertBB&C), which he passed with distinction.

Favourite film: The Long Good Friday

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"Gavin was very helpful and gave me very good advice. He has a really good knowledge of the mortgage market and got me a good deal. The thing I most appreciated was his guidance in matters I was not familiar with, namely buying a BTL property through a company and advice on types of property to go for/avoid. I felt he and his team were really on the ball and were quick to respond to questions I had. It was a very smooth process and I will definitely use Mortgages for Business again and will recommend you" A.McLaren. Manchester


"Gavin and his team are excellent, nothing is to much trouble". P.Livesey. Lancashire 


"Gavin Elley stayed in touch and brokered an excellent extention to my 7 year fixed term BTL interest only mortgage shortly before it was due to run out." R.K, Devon


"Gavin Elley provides a personal service with good communication. A very smooth process." S.H, Durham


"Gavin Elley has been extremely helpful from the beginning to the end. Provided great advice and helped to obtain a mortgage in a timely manner. Kept me updated with the progress all the way."   C. Wong, London


"Mel, many thanks to you and Gavin for all your help over the last few months, everything has been progressed very efficiently and you’ve always responded promptly which is greatly appreciated." MW, Shropshire

"Gavin, Thank you for all help with our new business and all the best for the New Year. Cheers." M & M, Oak House Homes

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  • Properties the buy to let lenders don’t always like

    It’s relatively easy to get a buy to let mortgage on a bog-standard house or flat but as soon as you wander away from the norm getting finance can be tricky although not always impossible. As Gavin Elley, expert buy to let mortgage adviser explains.

  • Buy to Let Lending in Scotland

    For a long time if you were a landlord operating in Scotland your buy to let mortgage borrowing options were fairly limited. Only a few lenders were keen to lend north of the border. Today, all that is changing as Gavin Elley, specialist buy to let mortgage adviser, explains.

  • Phasing in the new tax system for landlords

    It is becoming apparent that there are still some residential landlords and brokers who are not aware of the full impact of the forthcoming changes to how income tax will be calculated. In particular, basic rate tax payers could find themselves being tipped over into the next bracket, as Gavin Elley explains.


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