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Paul Martins

Paul Martins

Job title: Head of Buy to Let

Date joined: 
August 2003 and September 2012

Role: Paul heads up the buy to let desk at Mortgages for Business. It is his responsibility to ensure the smooth running of the the team, ensuring they have the resources available to meet the targets set out in the weekly management meetings. Paul works closely with marketing to make sure that the blogs and news bulletins produced are informative and beneficial to property investors. 

Paul also manages his own client base. He enjoys the mix of finding finance solutions for landlords looking to fund standard buy to let houses and flats through to sorting out complex funding scenarios on unusual properties that don't fit with the mainstream lenders' criteria.

Always approachable, Paul is happy to share his in-depth knowledge with clients and direct them to the most appropriate mortgage products.

Experience: Prior to working for Mortgages for Business Paul spent 15 years at Barclays in a variety of roles including local branch manager. He first joined us as a consultant mortgage broker in May 2003 and spent six years helping landlords finance their buy to let properties. Shortly after the financial crash, Paul left the company and went to work for NatWest on the residential mortgage side as an area manager with responsibility for half a dozen branches. He rejoined Mortgages for Business in September 2012 and we're delighted to have him back.

Paul is a highly qualified broker and holds the Certificate in Business Banking and Conduct (CertBB&C), Certificate of Mortgage Advice and Practice (CeMAP), a certificate in Money Laundering Prevention and a Higher National Certificate in Lending and Securities.

Favourite film: Rocky IV


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Testimonials: 

"In each case he achieved a positive outcome achieving 4 separate mortgages for me in sometimes adverse or slightly complicated situations. He has dealt with any issues very swiftly, always keeping me updated and contacting me immediately via phone or email if any new information or documents are needed in order to progress the transactions quickly. Above all Paul has done this in a professional but friendly and pleasant manner and he has been always quick to reply to any doubts or queries I may have had up to now. He has also I believe achieved very competitive interest rates for me in my four purchases, to which I am extremely satisfied and grateful." Derek Zierhofer

"Thanks for your kind assistance arranging my remortgages. I really appreciate your professional service and proactive problem solving!" M.O Kent 

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Blogs

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  • How the new underwriting rules are affecting landlords borrowing



    It is now just over a month since the PRA introduced new guidelines for lenders underwriting buy to let mortgage applications from for portfolio landlords. Paul Martins, expert buy to let broker looks at the major changes and offers his honest opinion on how the market is adapting.

  • Limited edition buy to let mortgages



    Friday last week saw the launch of two very competitive buy to let mortgages. Both rates are limited edition, meaning the lender has a set amount of money available for these products. Once the money is gone, it’s gone!

  • Buy to let is in the spotlight



    Is buy to let still a healthy market? Paul Martins offers his opinion on how the market has reacted to the rules, regulations and restrictions brought in by the UK Government

  • Income requirements for Ltd company buy to let mortgages



    We are often asked what income does a limited company need to show to qualify for a buy to let mortgage? It depends on the type of company and the circumstances of the directors and/or shareholders. Let me explain…

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