Mortgages for Business is committed to keeping both our staff and clients safe during the COVID-19 outbreak while maintaining the best service possible. Our teams are working from home, but don’t worry, you can still contact us in the usual ways.
To read our comprehensive FAQ guide on how the emergency interest rate reduction and Coronavirus outbreak could affect your mortgage, please click here.
If you want to request a payment holiday, please contact your lender directly. For lender contact details, click here.
Ross MacTaggart

Ross MacTaggart

Job title: Consultant Mortgage Broker

Role: As part of our residential desk, Ross can offer advice on an extensive range of scenarios – from those looking to purchase their first home, to those with complex income streams looking to refinance. Ross is also experienced in advising on vanilla residential and buy to let mortgage enquires. So, if you’re looking for any assistance or help, please do not hesitate to give him a call.

Experience: Ross has over 18 years of experience working in the UK financial services industry. Ross has previously worked for well known high street banks such as NatWest, Halifax & Santander, this is across various roles in the retail banking sector ranging from adviser to branch management positions. In recent years Ross has been working as a Financial Consultant in the Estate agency world helping clients fulfil their ambition of purchasing or improving their dream homes.

Favourite film: Se7en

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  • Self Employed? How Much Can I Borrow?



    What do lenders base self-employed residential mortgage affordability calculations on? Most lender’s base their mortgage affordability calculations on your business’ net profit figure, before tax. However, how this is calculated varies from lender to lender and also depends on how your business operates; whether you’re a sole trader or the director of a limited company.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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