David Whittaker

David Whittaker

Job title: Chief Executive Officer

Date joined: 
Established Mortgages for Business in 1990


FINALIST Business Leader: Complex Buy to Let Lender, 2018 British Specialist Lending Awards



• 2017 Mortgage Personality of the Year, Mortgage Strategy Awards

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2017 Business Leader, Complex Buy to Lender finalist, British Specialist Lending Awards
   (results announced 25.05.2017)
• 2009 Lifetime Achievement Award, Business Moneyfacts 

National Association of Commercial Finance Brokers: 
• 2001 President
• 1994 President

Role: As CEO, David drives the business forward on a daily basis. His passion and expertise is reflected through his active engagement and strong relationship with lenders. He is often called upon to give advice on lending criteria and help design new products.

A colourful figure within the industry, David is renowned for telling it like it is. He is frequently asked for comment by both the national and trade press and is a regular speaker at industry events. This year, David was voted Mortgage Personality of the Year at the Mortgage Strategy Awards 2017.

In addition to the above, David still manages his own clients. He is a savvy negotiator, working with brokers on complex commercial, buy to let and property development finance deals that can only be placed with the specialist lenders.

David is also CEO of Keystone Property Finance which provides a range of specialist funding solutions.

Experience: David trained as a civil engineer at Sheffield University and then spent 10 years as an officer in the Royal Engineers. On leaving the army he joined broker John Charcol in 1987. Spotting a gap in the market to source mortgages for business owner-occupiers in Kent, David left Charcols in 1990 to set up his own brokerage.

From a small office with just three people and a dog, David developed the business into one of the UK’s leading, specialist brokers which has won numerous, prestigious industry awards from the likes of What Mortgage magazine, Business Moneyfacts, Mortgage Strategy magazine and Incisive Media (British Mortgage Awards).

David was instrumental in setting up the National Association of Commercial Finance Brokers in 1992, the body that promotes best practice within the industry and operates via a strict code of conduct. He has twice been its President (in 1994 and 2001).

In January 2007 David launched Keystone Buy to Let Mortgages in a joint venture with the Wilky Group. Keystone loaned c£200m of mortgages before withdrawing from the market in December 2008. The Keystone lending brand was relaunched in 2012 with funding from Aldermore Bank. It continues to go from strength to strength, and today is funded by Paratus AMC and Together Money.

At the Business Moneyfacts Awards 2009, David’s work within the mortgage industry was recognised by a Lifetime Achievement Award presented to him by writer, presenter and comedian Sandy Toksvig.

Favourite film: Out of Africa

If you think I am deserving then please nominate me for the Business Leader: Broker (under 40 advisers) category in the The British Mortgage Awards HERE >>. 
Your support is greatly appreciated!

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