We were approached by a married couple looking to raise finance against one of their rental properties. They planned to use the capital raised to purchase a further buy to let.

The husband is employed within the education sector and the wife manages the day-to-day running of their joint property portfolio.

The property they wished to raise finance against is an unencumbered 3-bed eco house with a sedum roof in the West Country.

The unusual construction type of the property naturally limited the finance options available to the couple, with most lenders too cautious to lend.

Thankfully we have dealt with similar cases in the past, so knew of a mainstream lender which would be willing to consider the eco elements of the property.

Satisfied with the rental valuation and the couple’s experience, the following terms were offered: