The clients are a married couple who are both self-employed, each as directors of their own limited companies. They were looking to move house and had found a 4-bed detached house in a popular Cheshire town. Because they wanted the flexibility of being able to pay off the mortgage early or switch products, they were keen to have a mortgage with no early repayment charges. I was able to source a lender that met these requirements and offered a competitive rate.
Here are the details of the deal:
Property value: £643,000
Loan amount: £485,000
Rate: 2.15% (Bank Rate + 1.65%) term tracker
Term: 12 years capital & interest repayment
Mortgage payment: £3,824 pcm
Lender fee: £800
Completion date: January 2015
This is just one example of how I've helped a client secure residential finance. To see more of my case studies please visit my profile page. And if you have any funding requirements, please do not hesitate to contact me. My direct line and email address can be found below.