Andy Elley - Blogs

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  • 8 FAQs about holiday let mortgages



    The exponential rise of AirBnB and similar sites is encouraging landlords to diversify into holiday lets as the returns can be considerably higher than buy to let. But how do you finance these properties and will your existing BTL lender allow you to switch income model?

  • From buy to let to commercial



    We have seen a pick-up in enquiries from residential landlords looking to move into commercial investment, with a particular increase in those looking to purchase a semi commercial property e.g. shop with flats above. In my opinion, there are two strong reasons for this activity...

  • Unsecured borrowing for business expansion



    Are you looking to expand your business? Perhaps you are looking to purchase a new premises, or you need funds for refurbishment. Andy Elley, Head of Commercial Mortgages, explains how we can help business owners achieve unsecured loans up to £10m.

  • Commercial mortgages and loans for pubs



    Funding solutions to help buy or refinance a pub are available whether you’re an experienced or would-be publican, an investor or developer. The challenge to getting pub finance is more about knowing which lender to approach and how. That’s where a specialist commercial mortgage broker can help, as Andy explains.

  • Cheap money anyone?



    A traditional business bank takes up the fight on encroaching challenger banks resulting in some competitive commercial mortgages. Even buy to let landlords want a piece of the action, as Andy Elley explains.

  • Direct to bank or via a broker?



    In 2016 we saw many of the high street banks continue to restructure and downsize their offerings to SMEs. But how has this affected companies trying to get a commercial mortgage or refinance their business premises? Andy Elley explains.

  • A cheaper alternative to bridging finance



    If you need finance in a hurry but don’t like the rates associated with bridging loans, there is an alternative but you have to be organised. Andy Elley explains.

  • Mortgages for holiday lets



    Are holiday lets profitable? What mortgage rates are available from lenders? What deposit do I need? Andy Elley, consultant mortgage broker explains.