Buy to let lending

Mortgages for Business provides consultancy services to lenders offering buy to let mortgage products, and to institutions looking to break into this niche and ever-changing sector.


Mortgages for Business has been involved in the buy to let mortgage sector since the term was coined 20 years ago. Since then, we have built a well-deserved reputation as experts in the field of finance for residential property investment.

If we can help with any of the services listed below, please do not hesitate to get in touch. In the first instance please contact:

Steve Olejnik, Sales Director

Tel: 01732 471612


We can help with:

Market research
An up-to-date and detailed explanation of the buy to let mortgage market including identification of the key players, industry analysis, benchmarking indices, historic market data and future predictions.

Product distribution
Understanding the differing channels to market, implementing trading terms and agreements and recommending key intermediaries.

Asset selection
Detailed descriptions of the various properties lenders could attract including vanilla houses and flats, Houses in Multiple Occupation (HMO), multi-units owned on a single freehold title and mixed use premises. Identification of strong geographic locations for buy to let investment and details of average values and yields for each property type.

Borrower profiling
Types of landlords to target including individuals and corporate structures with details of experience, portfolio size and property mix.

Lending policy and product design
A draft lending policy covering recommended criteria. Product design including structures, ranges, pricing and promotion.

Mortgage processing
Understanding and implementing the mortgage application process from initial enquiry through to completion including the implications for resourcing and relationships with providers in the supply chain, (i.e. surveyors, solicitors, insurers).

Risk analysis
Positioning for new and existing entrants within both the mainstream and specialist arenas including competitor analyses.

Commentary and advice on existing and proposed regulation including FCA and PRA treatment of buy to let lending.

Business planning
Creation of business plan to set out a clear lending strategy and achieve desired lending volumes over a given period.