Mortgages for Business is committed to keeping both our staff and clients safe during the COVID-19 outbreak while maintaining the best service possible. Our teams are working from home, but don’t worry, you can still contact us in the usual ways.
To read our comprehensive FAQ guide on how the emergency interest rate reduction and Coronavirus outbreak could affect your mortgage, please click here.
If you want to request a payment holiday, please contact your lender directly. For lender contact details, click here.

Can I get a buy to let mortgage and live in the property myself?

It would definitely be considered wrong to apply for a buy to let mortgage if you plan to live in the property yourself. It might even be considered mortgage fraud for which the penalties are severe if caught.

If you are having trouble applying for a standard residential mortgage and proving your income, it may be worth considering using the services of a qualified accountant. By preparing your books and getting help to prove your income you will be in a stronger position when applying for a home-owner mortgage.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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