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Can I transfer personally owned rental property to an SPV?

Can I transfer personally owned rental property to an SPV?

In real terms, property cannot be transferred, rather the transaction is treated as a sale by you to the company, this is also known as a related transaction.

The good news is most lenders operating in company lending will consider these applications.

Please bear in mind that the sale is a taxable event which means that stamp duty and capital gains will be due, but do check with your accountant/solicitor to confirm.

If you own an Android device or iPhone download our buy to let app today to filter by limited company rates.

Related questions:

Are limited company buy to let mortgages more expensive?

Will I have to provide a personal guarantee if I take out a limited company buy to let mortgage?

Will I have to put in a bigger deposit if I borrow through a limited company?

Can I borrow through a newly created limited company if I don't have any accounts?

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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