Mortgages for Business is committed to keeping both our staff and clients safe during the COVID-19 outbreak while maintaining the best service possible. Our teams are working from home, but don’t worry, you can still contact us in the usual ways.
To read our comprehensive FAQ guide on how the emergency interest rate reduction and Coronavirus outbreak could affect your mortgage, please click here.
If you want to request a payment holiday, please contact your lender directly. For lender contact details, click here.

Who is the second applicant on a mortgage?

Second applicant

All lenders will allow more than one person to be named on a mortgage. The second applicant is the second named person (individual or director) on the mortgage application. Generally, the second applicant is the person who stands a lesser chance of qualifying for the mortgage than the main applicant. Usually, lenders allow up to two applicants when applying in personal names and up to four when applying in a limited company capacity.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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