I have saved up a 5% deposit plus a bit extra for stamp duty and mortgage fees. Will this be enough for me to get a mortgage?
Previously borrowers could get a mortgage with 5% deposit using the government’s Help to Buy Guarantee scheme but this has now ended. However, increasingly lenders are coming to market with products at 95% loan to value without the need for the borrower to participate in a particular scheme.
Do get in touch if you need some help finding a suitable mortgage on 0345 345 6788.