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Cookie Policy

Our Cookie Policy sets out how we use cookies on this website.

Cookie Policy 

Background:

This website http://www.mortgagesforbusiness.co.uk/property-finance/customer/buy-to-let-mortgages/ (“Our Site”) uses Cookies and similar technologies in order to distinguish you from other users. By using Cookies, we are able to provide you with a better experience and to improve Our Site by better understanding how you use it. Please read this Cookie Policy carefully and ensure that you understand it.

Your acceptance of Our Cookie Policy is deemed to occur when you press the “accept and continue” button on Our Cookie.

 

Definitions and Interpretation

The Cookie Policy, unless the context otherwise requires, the following expressions have the following meanings:

“Cookie” means a small file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site;

“personal data” means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data, as defined by the Data Protection Act 1998 and EU Regulation 2016/679 General Data Protection Regulation (“GDPR”); and

“We/Us/Our” means Mortgages for Business, a limited company registered in England and Wales under company number 2502713, whose registered and trading address is 17 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA.

 

Information about us

Our Site is owned and operated by Mortgages for Business, a limited company registered in England and Wales under company number under company number 2502713, whose registered and trading address is 17 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA.

Our Data Protection Officer/Controller is Simon Whittaker, and can be contacted by email at simonw@mortgagesforbusiness.co.uk, by telephone on 0345 345 6788, or by post at Mortgages for Business, 17 Kings Hill Avenue, Kings Hill, West Malling, ME19 4UA.

We are regulated by the Financial Conduct Authority and we are member of The National Association of Commercial Finance Brokers.

How does our site use cookies?

Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us.

We use Cookies to facilitate and improve your experience of Our Site and to provide and improve the products and services available.

We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.

All Cookies used by and on Our Site are used in accordance with current Cookie Law.

Cookies on Our Site are not permanent and will expire after specific period and some will end when you close your browser.

 

Types of cookies

We may use some or all of the following types of Cookies and what we use them for:

Strictly Necessary Cookies - A Cookie falls into this category if it is essential to the operation of Our Site and supporting functions such as logging in.

Analytics Cookies - It is important for Us to understand how you use Our Site, for example, how efficiently you are able to navigate around it, and what features you use. Analytics Cookies enable us to gather this information, helping Us to improve Our Site and your experience of it.

Functionality Cookies - Functionality Cookies enable Us to provide additional functions to you on Our Site such as personalisation and remembering your saved preferences. Some functionality Cookies may also be strictly necessary Cookies, but not all necessarily fall into that category.

Targeting Cookies - It is important for Us to know when and how often you visit Our Site, and which parts of it you have used (including which pages you have visited and which links you have visited). As with analytics Cookies, this information helps us to better understand you and, in turn, to make Our Site and advertising more relevant to your interests.

Persistent Cookies - Any of the above types of Cookie may be a persistent Cookie. Persistent Cookies are those which remain on your computer or device for a predetermined period and are activated each time you visit Our Site.

Session Cookies - Any of the above types of Cookie may be a session Cookie. Session Cookies are temporary and only remain on your computer or device from the point at which you visit Our Site until you close your browser. Session Cookies are deleted when you close your browser.

Third - party cookies - These are ‘Cookies’ owned and created by an independent company, usually a company providing a service to the owner of the website.

For more details of the personal data that We collect and use, the measures we have in place to protect personal data, your legal rights, and our legal obligations, please refer to our Privacy Policy www.mortgagesforbusiness.co.uk/hygiene/privacy-policy.    


Consent and Control

Before Cookies are placed on your computer or device, you will be shown the prompt as below requesting your consent to set those Cookies.

“This website uses cookies to help make it work better for you and to allow us to see how the site is used. Use the links on the right to accept and continue or find out more. If you choose not to accept cookies this message will remain”.

By giving your consent to the placing of Cookies you are enabling us to provide the best possible experience and service to you.

You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You can return to your Cookie preferences to review and/or change them at any time you wish by going to the web browser settings you use.

You may wish to visit www.allaboutcookies.org which contains comprehensive information on how to do this on a wider variety of browsers.

In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all Cookies or only third-party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.  

In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all Cookies or only third-party Cookies.

By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.

The links below provide instructions on how to control Cookies in all mainstream browsers:

Google Chrome: https://support.google.com/chrome/answer/95647?hl=en-GB

Microsoft Internet Explorer: https://support.microsoft.com/en-us/kb/278835

Microsoft Edge: https://support.microsoft.com/en-gb/products/microsoft-edge (Please note that there are no specific instructions at this time, but Microsoft support will be able to assist)

Safari (macOS): https://support.apple.com/kb/PH21411?viewlocale=en_GB&locale=en_GB

Safari (iOS): https://support.apple.com/en-gb/HT201265

Mozilla Firefox: https://support.mozilla.org/en-US/kb/enable-and-disable-Cookies-website-preferences

Android: https://support.google.com/chrome/answer/95647?co=GENIE.Platform%3DAndroid&hl=en (Please refer to your device’s documentation for manufacturers’ own browsers)

 

Changes to this cookie policy

We may alter this Cookie Policy at any time and if and when we do so, details of the changes will be highlighted at the top of this page. Any such changes will become binding on you on your first use of Our Site after the changes have been made. You are therefore advised to check this page from time to time.

In the event of any conflict between the current version of this Cookie Policy and any previous version(s), the provisions current and in effect shall prevail unless it is expressly stated otherwise.

 

Further information

If you would like to know more about how we use cookies, please contact us at IT@mortgagesforbusiness.co.uk , by telephone on 0345 345 6788, or by post at Mortgages for Business, 17 Kings Hill Avenue, Kings Hill, West Malling, ME19 4UA.

For more information about privacy, data protection and our terms and conditions, please visit the following:

www.mortgagesforbusiness.co.uk/hygiene/privacy-policy.

http://www.mortgagesforbusiness.co.uk/hygiene/terms-and-conditions/

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Get in contact with us: 0345 345 6788 or ...

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