Finance available: Buy to let mortgages. Residential mortgages

Access: Leeds Building Society can be accessed by intermediaries including Mortgages for Business.

Buy to let mortgages: The Leeds offers a selection of discounted and fixed buy to let rates to individual applicants who earn more than £25,000 per annum. We tend to approach the Leeds on behalf of investors with very small property portfolios because it limits borrowers to a maximum of four properties. However, in addition to vanilla buy to lets it will consider lending on HMOs on a case by case basis. Currently Leeds Building Society allows borrowers to make capital repayments of up to 10% of the outstanding loan amount each year without incurring Early Repayment Charges.

From 1 January 2017, Leeds will implement an ICR of 140%, up from 125%, for its buy to let and holiday let mortgages. In addition, it will apply an affordability stress test rate of 5.5% for purchase and capital raising remortgages.

Residential mortgages: Leeds Building Society also offers a range of residential mortgages.

To access this lender call The Deal Placement Team on 0345 148 9238 now.

Lenders change their criteria on a regular basis, so this page should be used as a guide only. We will do our best to keep it up to date.

Last updated: 19/11/2018

Leeds Building Society in the news:

Variety of lenders implement revisions and launch new product ranges