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Precise Mortgages

Finance available:

  • Buy to let mortgages
  • Bridging loans
  • Residential mortgages

Access: Precise Mortgages is an intermediary only lender, meaning it can only be accessed through select business partners, including Mortgages for Business.

  • If you are an intermediary looking to access Precise, please call 0345 148 9238 to speak to our MFB for Intermediaries team. We offer both Packaging and Deal Placement Services.

  • If you are a customer looking to access mortgages from Precise, please call 0345 345 6788 or enquire here.

Buy to let mortgages: Precise Mortgages offers a range of buy to let mortgage products for experienced and first-time landlords borrowing either personally or via SPV limited companies. 

Whilst Precise fits the borrowing requirements of many landlords, it is a go-to lender for older landlords with large property portfolios because it allow applicants to be up to 85 years at the end of the mortgage term and doesn’t impose any minimum income requirements or any restrictions on the number of buy to let properties with other lenders.

It also has borrowing options for those investors with a less than perfect credit profile and it's criteria permits new builds, HMOs up to 8-beds and ex-local authority housing.

Bridging finance: Precise Mortgages also offers a range of bridging loans for customers who need money in a hurry. Loans can be used for auction purchases, portfolio expansion, capital raising, refurbishments, conversions and when there is a break in the property chain.

Precise has an innovative product called Bridge to Let which allows borrowers to purchase property in need of light refurbishment with the aid of a bridging loan, and when the property is ready to be let, the borrower automatically moves onto a standard buy to let mortgage without having to reapply for finance (subject to valuation).

Residential mortgages: Precise is often a good option for first-time buyers and the self-employed. It will even accept some adverse credit.

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NB: Lenders change their criteria on a regular basis, so this page should be used as a guide only. We will do our best to keep it up to date.

Last updated: 02/10/2018


Precise Mortgages in the news: 

19.09.17 Six buy to let mortgage lenders announce portfolio landlord approach

22.06.17 TMW launches new portfolio lending rules and Precise hosts broker masterclass

09.08.16 New raft of lenders announce rate cuts

26.06.17 Buy to let and bridging loan sectors benefit from revamped product offerings

21.06.16 Precise improves bridging valuation process

25.01.16 January sees UK lenders launch raft of new and revised products

10.06.15 Precise Mortgages boosts max buy to let loan size

19.11.15 Virgin Money and Precise unveil exclusive buy to let mortgages

12.10.15 Precise Mortgages loosens lending criteria, while peer to peer lender Landbay joins CML



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