Jeni Browne, Head of Regulated and Buy to Let Lending hand-picks her top 10 buy to let remortgage rates for individual applicants.
1
2.89% (4.6% APR) 3 year fixed
Key features
- Free legals and valuation
- No arrangement fee
- 60% LTV to £500k
- ERCs apply
- RTI 145% @ 5%
Borrower types accepted
- "Accidental landlords"
- Foreign nationals
- Individual applicants
Tenants accepted
- Standard ASTs
Property types accepted
- Ex LA houses and flats
- Flats over commercial
- Vanilla buy to let property
- New builds
2
2.29% (4.7% APR) 2 year fixed
Key features
- Free legals and valuation
- £1,999 arrangement fee added to the loan
- 65% LTV to £500k
- 50% LTV to £1m
- ERCs apply
- RTI 140% @ 5%
Borrower types accepted
- "Accidental landlords"
- Individual applicants
Tenants accepted
- Standard ASTs
- Students
Property types accepted
- Ex LA houses
- Flying freehold
- Freehold conversion
- Vanilla buy to let property
3
2.36% (5.1% APR) 2 year fixed
Key features
- Free legals and valuation
- £1,995 arrangement fee added to the loan
- 70% LTV to £500k
- ERCs apply
- RTI 125% @ 6%
Borrower types accepted
- "Accidental landlords"
- Individual applicants
- Let to buy
Tenants accepted
- Standard ASTs
- Students
- Company lets
Property types accepted
- Ex LA houses and flats
- Flats over commercial
- Vanilla buy to let property
4
3.04% (4.4%) 3 year fixed
Key features
- Free legals and valuation
- £999 arrangement fee added to the loan
- 65% LTV to £975k
- ERCs apply
- RTI 125% @ 5.5%
- No minimum income requirement
Borrower types accepted
- Foreign nationals
- Individual applicants
Tenants accepted
- Standard ASTs
Property types accepted
- Ex LA houses
- New builds
- Vanilla buy to let property
5
3.44% (5.2% APR) 5 year fixed
Key features
- Free legals and valuation
- £999 arrangement fee added to the loan
- 65% LTV to £975k
- ERCs apply
- RTI 125% @ 5.5%
- No minimum income requirement
Borrower types accepted
- Individual applicants
Tenants accepted
- Standard ASTs
- Students
Property types accepted
- Ex LA houses and flats
- Vanilla buy to let property
6
3.64% (4.6% APR) 5 year fixed
Key features
- Free legals and valuation
- No arrangement fee
- 75% LTV to £500k
- ERCs apply
- RTI 145% @ 5.5%
Borrower types accepted
- Individual applicants
- Foreign nationals
- "Accidental landlords"
Tenants accepted
- Standard ASTs
Property types accepted
- Ex LA houses and flats
- Flats over commercial
- New builds
- Vanilla buy to let property
7
3.45% (4.5% APR) 5 year fixed
Key features
- Free legals and valuation
- £999 arrangement fee
- 70% LTV to £500k
- ERCs apply
- RTI 140% @ 5%
Borrower types accepted
- Individual applicants
- "Accidental landlords"
Tenants accepted
- Standard ASTs
- Students
Property types accepted
- Ex LA houses and flats
- Flying freehold
- Freehold conversions
- Vanilla buy to let property
8
2.79% (4.9% APR) discounted
Key features
- Free legals and valuation
- £995 arrangement fee
- 75% LTV to £500k
- 70% LTV to £750k
- 65% LTV to £1m
- ERCs apply
- RTI 145% @ 5.49%
- No minimum income requirement
Borrower types accepted
- Individual applicants
- "Accidental landlords"
Tenants accepted
- Standard ASTs
- Students
- Company lets
- Housing association tenants
- DSS tenants
Property types accepted
- Ex LA houses
- Flats over commercial
- Flying freehold
- Studio flats
- Vanilla buy to let property
9
2.74% (5.7% APR) discounted
Key features
- Free legals and valuation
- £199 arrangement fee
- 70% LTV to £500k
- ERCs apply
- RTI 125% @ 5.99%
Borrower types accepted
- Individual applicants
- "Accidental landlords"
- Let to buy
- First-time landlords
Tenants accepted
- Standard ASTs
- Students
- Holiday lets
Property types accepted
- Ex LA flats
- HMOs
- Vanilla buy to let property
10
3.99% (5.3% APR) 2 year fixed
Key features
- Free legals and valuation
- No arrangement fee
- 80% LTV to £500k
- 70% LTV to £1m
- ERCs apply
- RTI 125% @ 5.35%
- Remortgage at value day one
Borrower types accepted
- Individual applicants
- "Accidental landlords"
- First-time landlords
Tenants accepted
- Standard ASTs
- Company lets
- DSS tenants
- Housing association tenants
Property types accepted
- Vanilla buy to let property
If these rates don't suit, why not try our buy to let mortgage calculator.
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